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TIP OF THE WEEK 1: TAKE ADVANTAGE WHILE YOU CAN
For those who have been hiding under a rock lately, two of our old favourite lenders, Advantage and Rooftop, are offering substantial discounts to clients who remortgage their deal to another lender.
Just this week we managed to negotiate write-off a record 40% of the value of a loan.
Unbelievable.
TIP OF THE WEEK 2a: REGISTER THOSE TITLES NOW
An important reminder to those who are converting flats or building houses for future re-mortgage that they should register the titles ASAP; we've had a couple of examples this week where clients have been unable to pull money out because they are only just registering houses that they have long since completed building. Remember that it is 6-7 months after the registration that lenders allow you to draw out additional funds.
TIP OF THE WEEK 2b: UNLESS
Unless you have completed a build where Northern Rock will allow you to remortgage immediately, up to 50% of their valuation figure.
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