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Thursday, December 22, 2011

MH leading mortgage rate

The Market Harborough Building Society has come to the market with a leading discounted rate of 4.15% (1.34% discount from lenders SVR) for the term of the buy-to-let loan.  There is also an incentive package with a refunded valuation (max £300) and a relatively low fee of £895. This product is only available for direct business. The mortgage is awarded a 4 star rating by Moneyfacts.

The downside for landlords is the loan to value (LTV) which has a maximum of 70% some way short of the most generous ratios.

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