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Wednesday, December 15, 2010

BTL Mortgages - most popular

Interest RateOverall Cost for ComparisonMax LTVProduct DetailCompletion FeeEarly Repayment Charges
3.88% Tracker4.1% APR75%Variable tracker rate of BBR + 3.38% for the lifetime of the loan. This product is available up to 75% LTV and there is a rental calculation of 100% at a notional rate of 8.5%. An application fee will apply. Available on a repayment basis only. The completion fee is payable at offer stage. Refer all cases for fees, maximum LTV and loan amounts.0%1% of original balance being repaid for 1 year
3.89% Tracker5.4% APR70%Light refurbishment product. Variable tracker rate of BBR + 3.39% until 29/02/2012 then reverting to the lender's standard variable rate which is currently 4.99% for the remiander of the term. This product is available up to 70% LTV and there is a rental calculation of 125% at a notional rate of 4.99%. An application fee will apply.3.5% (min £595)3% of amount being repaid until 29/02/2012
4.5% Tracker5.1% APR75%Variable tracker rate of BBR + 4.00% for 2 years then reverting to a variable rate of BBR + 4.24% for the remainder of the term. This product is available up to 75% LTV and the rental calculation is 125% at payrate. An application fee will apply.2%3% of amount being repaid for 2 years
4.69% Fixed5.2% APR60%Fixed rate of 4.69% until 31/12/2012 then reverting to the lender's standard variable rate (SVR) which is currently 4.99% for the remainder of the term.This product is available up to 60% LTV and the rental calculation is 125% at 4.99% (SVR). An application fee will apply. Free legal fees for remortgages.£9994% of original balance being repaid until 31/12/2012
4.79% Fixed4.8% APR70%Fixed rate of 4.79% until 31/01/2012 then reverting to a variable rate of BBR + 3.99% to give a current rate of 4.49% for the remainder of the term. This product is available up to 70% LTV and there is a rental calculation of 125% at the reversionary rate. An application fee will apply.£24952% of the amount being repaid until 31/01/2012.
4.8% Fixed5.2% APR75%Fixed rate of 4.80% until 01/02/2013 then reverting to a variable of BBR + 4.24% to give a current rate of 4.74% for the remainder of the term. The product is available up to 75% LTV and the rental calculation is 125% at the payrate. An application fee will apply.2.5%3% of amount being repaid until 01/02/2013
4.8% Tracker5.5% APR75%Variable tracker rate of LIBOR + 4.00% for 2 years then reverting to the lender's standard variable rate of 4.60% + 0.25% = 4.85% to the end of year 5, then for the remainder of the term, the lender's standard variable rate of 4.60% + 0.75% = 5.35%. The product is available up to 75% LTV and the rental calculation is 130% at a notional rate of 7%. Please note that the completion fee will increase by 0.25% on applications for HMOs, freehold houses split into flats and limited companies. An application fee will apply.2.25%3% of amount being repaid for 2 years
4.99% Fixed5.5% APR80%Fixed rate of 4.99% until 29/02/2012 then reverting to the lender's standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 80% LTV and there is a rental calculation of 125% at payrate. An application fee will apply.3% (min £595)5% of amount being repaid until 29/02/2012
5.5% Fixed5.7% APR75%Fixed rate of 5.5% for 2 years then reverting to the lender's standard variable rate of 4.60% + 0.25% = 4.85% to the end of year 5, then for the remainder of the term, the lender's standard variable rate of 4.60% + 0.75% = 5.35%. This product is available up to 75% LTV and there is a rental calculation of 130% at a notional rate of 7%. Please note that the completion fee will increase by 0.25% on applications for HMOs, freehold houses split into flats and limited companies. An application fee will apply.2.25%5% of amount being repaid for 2 years
5.59% Fixed5.2% APR70%5.59% fixed rate until 01/02/2013 then reverting to the lender's standard variable rate which is currently 4.79% for the remainder of the term. This product is available up to 70% LTV and the rental calculation is 120% at payrate. An application fee will apply.£19954% of the outstanding balance as of 1st January until 01/02/2013

IMPORTANT! Due to current market conditions, lenders are withdrawing and replacing products with little or no notice.
Please check our website regularly to see the most up-to-date products available.

Please visit www.propertyhawk.co.uk/mortgages.aspx to search the full product range and find a buy-to-let mortgage to suit your specific personal circumstances.

Email: info@propertyhawkbtlmortgages.co.uk

Tel: 029 2069 5446

Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.


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