BTL MORTGAGE PRODUCT PICK

Here's our most popular buy to let rates this week.

1. Godiva
Interest rate: 4.75% for term
LTV: 70%
Product Detail: Variable rate Free valuation
Arrangement Fee: £250 upfront: £800 added to the loan
Early Redemption Penalties: None
Our thoughts: Great for high valuation properties; also gives you the flexibility to sell without early redemption penalties. Free legals on their remortgage products.
2. BM Solutions
Interest rate: 4.5% (then BBR plus 4.24% for Term)
LTV: 75%
Product Detail: 2 year tracker
Arrangement Fee: fixed fee £1999
Early Redemption Penalties: 3% for 2 years.
Our thoughts: For high value properties the fixed fee makes this a good option.

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