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The first step in obtaining a buy-to-letmortgage once you have decided where to get it from is obtaining the decision in principle from the buy-to-let mortgage lender.
This is the kind of green light from the mortgage provider that it is worth me the landlord and applicant putting in a full mortgage application.
A landlord needs to complete the decision in principle form with just basic information about the size and type of mortgage required and their personal details. I faxed these through to Money Back Mortgages. Unfortunately, my faxing skills were not up to the task as it turns out the faxed documents were faxed upside down meaning that Money Back Mortgages actually received 2 blank pieces of paper.
Beat the credit crunch - 4 leading brokers - 1 FORM
I was duly informed of my mistake. I faxed the two pieces of A4 through this time the right way up and then forwarded the hard copy by post along with my driving licence, a utility bill and bank statement to prove I was who I said I was. Difficult when you are the undercover landlord......but some how I managed to over come this potential dilemma.
This begs the question how would the likes of Zoro, Batman and other various superheroes get on in this ID obsessed world.........
This is the kind of green light from the mortgage provider that it is worth me the landlord and applicant putting in a full mortgage application.
A landlord needs to complete the decision in principle form with just basic information about the size and type of mortgage required and their personal details. I faxed these through to Money Back Mortgages. Unfortunately, my faxing skills were not up to the task as it turns out the faxed documents were faxed upside down meaning that Money Back Mortgages actually received 2 blank pieces of paper.
Beat the credit crunch - 4 leading brokers - 1 FORM
I was duly informed of my mistake. I faxed the two pieces of A4 through this time the right way up and then forwarded the hard copy by post along with my driving licence, a utility bill and bank statement to prove I was who I said I was. Difficult when you are the undercover landlord......but some how I managed to over come this potential dilemma.
This begs the question how would the likes of Zoro, Batman and other various superheroes get on in this ID obsessed world.........
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