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Tuesday, November 02, 2010

BTL mortgages - most popular

Interest RateOverall Cost for ComparisonMax LTVProduct DetailCompletion FeeEarly Repayment Charges
3.75% Tracker4.7% APR75%Variable tracker rate of BBR + 3.25% for 2 years then reverting to a variable rate of BBR + 4.24% to give a current rate of 4.74% for the remainder of the term. This product is available up to 75% LTV and the rental calculation is 125% at the payrate. An application fee will apply.0.5%3% of amount being repaid for 2 years
3.75% Tracker4.7% APR65%Variable tracker rate of BBR + 3.25% until 31/12/2012 then reverting to the lender's standard variable rate which is currently 4.74% for the remainder of the term. There is a free valuation up to £680 for purchases and remortgages and free legals for remortgages only. This product is available up to 65% LTV and the rental calculation is 125% at payrate. There is a £250 booking fee and an application fee will apply.0%4% of amount being repaid until 31/12/2012
3.88% Tracker4.1% APR75%Variable tracker rate of BBR + 3.38% for the lifetime of the loan. This product is available up to 75% LTV and there is a rental calculation of 100% at a notional rate of 8.5%. An application fee will apply. Available on a repayment basis only and for loans up to £150,000. The completion fee is payable at offer stage.£16951% of original balance being repaid for 1 year
4.6% Tracker5.2% APR75%Variable tracker rate of BBR + 4.10% for 2 years then reverting to a variable rate of BBR + 4.24% for the remainder of the term. This product is available up to 75% LTV and the rental calculation is 125% at payrate. An application fee will apply.2.75%3% of amount being repaid for 2 years
4.8% Tracker5.5% APR75%Variable tracker rate of LIBOR + 4.00% for 2 years then reverting to the lender's standard variable rate of 4.60% + 0.25% = 4.85% to the end of year 5, then for the remainder of the term, the lender's standard variable rate of 4.60% + 0.75% = 5.35%. The product is available up to 75% LTV and the rental calculation is 130% at 7%. Please note that the completion fee will increase by 0.25% on applications for HMOs, freehold houses split into flats and limited companies. An application fee will apply.2.25%3% of amount being repaid for 2 years
4.99% Fixed5.5% APR80%Fixed rate of 4.99% until 31/12/2011 then reverting to the lender's standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 80% LTV and there is a rental calculation of 125% at payrate. An application fee will apply.3% (min £595)5% of amount being repaid until 31/12/2011
4.99% Fixed4.7% APR70%Limited company product. Fixed rate of 4.99% until 31/12/2012 then reverting to a variable rate of BBR + 3.49% to give a current rate of 3.99% for the remainder of the term. This product is available up to 70% LTV and there is a rental calculation of 125% at the payrate. An application fee will apply.3.5% (min £595)5% of amount being repaid until 31/12/2012
5.29% Fixed3.7% APR60%Fixed rate of 5.29% until 02/12/2012 then reverting to a variable rate of 2.49% over BBR to give a current rate of 2.99% for the remainder of the term. This product is available up to 60% LTV and there is a rental calculation of 125% at payrate. An application fee will apply.1.5% (min £1500)6 months interest at the Buy to Let Standard Variable Rate or fixed rate whichever is higher until 02/12/12
5.49% Fixed5.7% APR80%Fixed rate of 5.49% until 31/12/2013 then reverting to the lender's standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 80% LTV and there is a rental calculation of 125% at the pay rate. An application fee will apply.3% (min £595)5% of amount being repaid until 31/12/2013
5.59% Fixed5.2% APR70%5.59% fixed rate until 01/12/2012 then reverting to the lender's standard variable rate which is currently 4.79% for the remainder of the term. This product is available up to 70% LTV and the rental calculation is 120% at payrate. An application fee will apply.£19954% of the outstanding balance as of 1st January until 01/12/2012

IMPORTANT! Due to current market conditions, lenders are withdrawing and replacing products with little or no notice.
Please check our website regularly to see the most up-to-date products available.

Please visit www.propertyhawk.co.uk and click on Mortgages to search the full product range and find a buy-to-let mortgage to suit your specific personal circumstances.

Email: info@propertyhawkbtlmortgages.co.uk

Tel: 029 2069 5446

Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.

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