Shepshed ups LTV to 80%

The Shepshed Building Society is the 2nd lender this week to up it's maximum LTV to the 80% mark.

This is a little short of the 85% LTV that was available to lenders during the 'good years' but we are clearly getting there.......slowly.

The Shepshed has only one buy-to-let mortgage currently available a 2 year fixed rate at 6.25%.

For those looking at a more competitive 2 year fix, the Manchester Building Society has launched this week a 5.49% fixed rate with a flat rate fee of £999 but with a maximum LTV of only 70%.

Mortgage Search

Saffron BS 75% LTV 5 YR FIX

Saffron BS has returned to the buy-to-let mortgage market with a new tracker year and cracking 5 yr fixed rate mortgage.

The 5 year mortgage has it rate fixed at 5.98% should be of particular interest to landlords because it is the only one according to Property Hawks mortgage search which currently offers 75% LTV on a 5 year fix.

It also has a very low flat rate application fee of £499.

One downside for this buy-to-let mortgage product is that it's not available for first time buyers.

The mortgage has a 4 star rating from emoneyfacts and is also Moneyfacts 'BEST BUY'.

More details:

NEW VARIABLE TRACKER RATE MORTGAGE available to second time buyers & remortgage: 4.59% for 2 years, max 75%, fee 2.5% of advance, BBR + 4.09% for 2 years. NEW FIXED RATE MORTGAGE available to second time buyers & remortgage: 5.98% to 30.6.15, max 75%, fee £499. W.e.f 20.4.10.

Mortgage Search

TMW reduces fixed rates

The Mortgage Works has just revised it's range of buy-to-let mortgages and in the process reduced the rates on some of it's fixed term buy-to-let mortgages.

This includes dropping the rate on their 3 year fix by 0.35% and the 5 year by 0.20%. The 5 year deal is now priced at 5.79% to 31.5.15. The buy-to-let mortgages gets a 3 star Moneyfacts rating, it looses out from scoring more highly because of the high fee of 3.5% of the loan.

The mortgage may be attractive to portfolio landlords as they are available up to a portfolio of £1.5m up to 70% LTV and £5m up to a LTV of 65%

Landlords looking for a full range of the buy-to-let mortgages should have a look at Property Hawk's new buy-to-let SEARCH facility offering: instant quotes, NO BROKER FEES and whole market access.

NEW FIXED RATE MORTGAGES: 4.99% to 31.5.13, max 70%, fee 3.5% of advance; 5.29% to 31.5.13, max 70%, fee 2.5%; 5.64% to 31.5.13, max 70%, fee 1.5%; 5.79% to 31.5.15, max 70%, fee 3.5%. NEW FIXED RATE MORTGAGES for remortgage only: 5.29% to 31.5.13, max 70%, fee 3.35% + £150, with incentives for remortgages in England & Wales of free legal fees (max £500K valuation) & free valuation (max £615).
NEW FIXED RATE MORTGAGE for "Light Refurbishment" only: 4.59% to 31.5.11, max 70%, fee 3.5%, with incentive of £750 rebate.
NEW VARIABLE TRACKER RATE MORTGAGE for "Light Refurbishment" only: 4.59% to 31.5.11, max 70%, fee 3.5%, with incentive of £750 rebate, BBR + 4.09% to 31.5.11.
NEW VARIABLE RATE MORTGAGE for "Light Refurbishment" only, with redemption tie-in to 30.11.10: 4.99% for term, max 70%, max advance £250K, fee £1899. All of the above where for house purchase for 70% loan-to-value are available to first time landlords, max 65%.
NEW FIXED RATE MORTGAGES for second time buyers, first time landlords, max loan-to-value 70%: 3.39% to 31.5.11, fee 3.5% of advance; 4.59% to 30.11.11, fee 3.5%; 5.39% to 31.5.12, fee 3.5%. NEW VARIABLE TRACKER RATE MORTGAGES for second time buyers, first time landlords, max loan-to-value 70%: 3.39% to 31.5.11, fee 3.5% of advance; 4.09% to 30.11.11, fee 3.5%.
NEW VARIABLE RATE MORTGAGE for second time buyers, first time landlords max loan-to-value 70%, with redemption tie-in to 30.11.10: 4.99% for term, fee 3.5%, max advance £250K. All of the above percentage fees have a minimum of £595. W.e.f. 1.4.10.

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Bank of China launches 3.88% tracker

Bank of China has launched the cheapest term tracker with a 3.88% buy-to-let tracker mortgage.

The mortgage comes along with a flat rate fee of £1695 up to £150,000 and is available up to 65% LTV.

The mortgage is now available to landlords with a portfolio of up to 10 buy-to-let properties.

One word of warning is that I've heard that Bank of China who have only recently entered the UK mortgage market are not the easiest buy-to-let lender to deal with. Therefore any landlord who deals with them will have to be prepared to jump through hoops and meet all their qualifying criteria if they are to be able to secure a mortgage with this lender.

VARIABLE TRACKER RATE MORTGAGE of 4.00% withdrawn & replaced.

NEW VARIABLE TRACKER RATE MORTGAGE available to direct business in major conurbations in England & Scotland: 3.88% for term, max 65%, fee up to £150K - £1695, over £150K to £500K - £2195, over £500K to £1m - £3195 & over £1m - 0.50% of advance (all tiers except over £1m increased by £900 for expatriates & foreign nationals), BBR + 3.38% for term.

PROPERTY PORTFOLIO now 10 properties up to a maximum of £2m. W.e.f. 24.3.10.

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Principality drops leading rate variable tracker to 3.39%

Principality BS has reduced it's market leading buy-to-let mortgage variable tracker rate to 3.39%.

The tracker rate to 31.3.12 has been reduced 0.1% from 3.49% to 3.39%. The fee for this buy-to-let mortgage remains unchanged at 3.5%. Unfortunately the LTV available on this buy-to-let mortgage is on the low side at only 60% so the mortgage would not be suitable for landlords looking to gear up their portfolio.

Moneyfacts has given this buy-to-let mortgage a full 4 stars out of 5 on the basis of it's competitive interest rate. The full range of their revised buy-to-let mortgages are given below:

NEW VARIABLE TRACKER RATE MORTGAGES: 3.39% to 31.3.12, max 60%, fee 3.5% of advance, BBR + 2.89% to 31.3.12; 3.89% to 31.3.12, max 60%, fee 2.5% of advance, BBR + 3.39% to 31.3.12.

FIXED RATE MORTGAGE of 4.69% to 31.3.12 withdrawn & replaced.

NEW FIXED RATE MORTGAGE: 4.59% to 31.3.12, max 60%, fee £999, with incentive for remortgages of free legal fees. W.e.f. 19.2.10.


Ring 01424 205 373 or email to get No Broker Fee Mortgage Advice

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Landlords looking for refurbishment mortgage should check this out.

Landlords looking for a refurbishment mortgage should check out the new buy-to-let product being offered by Mortgages For Business (MFB).

This buy-to-let mortgages is suitable for experienced investors looking to purchase or refinance a residential investment property that needs a bit of upgrading.

The criteria are:

• Initial loan up to 65% of purchase price or value (whichever is the lower)
• Further funds retained and released post refurbishment up to 70% of end value
• Interest Rate 5% above Base Rate with a 1% loading during the refurbishment phase
• Lender Fee 2.5%
• A Broker Fee will apply (typically 0.5%)

The alternative to a mortgage is for a landlord to use bridging finance although this can be expensive by the time the initial set up fee and high levels of interest are taken into account. If you are looking for more information on development finance have a look at this recent Property Hawk article.

For more information

Platform increase fixed rates

The recent trend for buy-to-let lenders continues with Platform announcing at the start of the week that they are increasing their fixed rate buy-to-let mortgages by between 0.3% and 0.8%.

The lowest rate now available is the 5.99% fixed to 31.5.12 and is available up to 60% LTV. The fee for this buy-to-let mortgage is £1495 and this mortgage is available only through mortgage brokers.

NEW FIXED RATE MORTGAGES via intermediiaries only, for second time buyers & remortgage: 5.99% to 31.5.12, max 60%, fee £1495; 6.39% to 31.5.12, max 65% (remtgs 60%); 6.09% to 31.5.13, max 60%, fee £1495; 6.49% to 31.5.13, max 65% (remtg 60%), fee £1495, w.e.f. 1.2.10.


Ring 01424 205 373 or email to get No Broker Fee Mortgage Advice

5 buy-to-let shariah mortgage providers

I'm a self confessed agnostic but I know that there are an increasing number of Muslim landlords that follow this buy-to-let blog and may be interested in where to obtain a shariah compliant buy-to-let mortgage. I don't confess to be an expert but here are 5 providers I know of. You may no more if so feel free to post their details below:


1. Alburaq - 0800 587 8866
2. HSBC - 0800 587 7786
3. Islamic Bank of Britain - 0800 408 7786
4. Islamic Investment Banking Unit of the United Bank of Kuwait - 0800 783 3323
5. United National Bank - 020 7290 8000

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The 3 best fixed rate buy-to-let mortgages

With interest rates and buy-to-let mortgage rates forecast to rise later in the year I've gone in search of the 3 best fixed rate buy-t0-let mortgages deals.

LOWEST PAY RATE 2.99%

The lowest initial pay fixed rate buy-to-let mortgage is offered by The Mortgage Works with a 2.99% fixed until 28/02/11, effectively a 1 year fix.

This buy-to-let loan is available up to 60% LTV.

The arrangement fee for this mortgage is 3,75% with a minimum of £595.


BEST LONG TERM FIX

Whiteaway Laidlaw Bank offer excellent longer term fixed rate buy-to-let mortgages.

This includes a 4.84% 3 year fix as well as a 5.39% 5 year fix.

These products are only available to landlords with up to a maximum of 5 properties with all buy-to-let lenders.

Arrangement fees are 2.75% and 2.5% of the loan respectively. Both buy-to-let mortgages are available up to 70% of the value of the property.

MAX LTV

Landlords looking at maximising their leverage on their buy-to-let loans should have a look at Clydesdale Bank and Yorkshire Bank who offer the only 80% LTV buy-to-let mortgage.

The initial pay rate is 6.99% and is fixed until 30/04/2015.

A landlord is limited to 3 buy-to-let mortgages with these lenders.

Ring 01424 205 373 or email to find out more on these products or to discuss other options. ref - PropertyHawk for No Broker Fee Offer

Godiva upates buy-to-let mortgage range

Specialist buy-to-let lender Godiva has just updated their buy-to-let mortgage range.

They include a 4.49% variable range at 4.49% up to 60% LTV and a 4.75% variable rate available for loan up to 70% LTV. Both buy-to-let mortgages have no early repayment charges.

Godiva part of the Coventry BS has also extended it's previously remortgage only schemes to include new purchases.

All products have booking and arrangement fees of £1050. One valuation up to £680 is included with all buy-to-let products.

Ring 01424 205 373 or email to find out more on these products or to discuss other options. ref - PropertyHawk for No Broker Fee Offer

Buy-to-let mortgages- Xmas top 3

Here are my top 3 festive buy-to-let mortgages from a selection by Moneyfacts:

1. Best Fixed rate product must go to Whiteaway Laidlaw Bank with their 5.99% 5 year fixed available up to 70% LTV and with an arrangement fee of £999. This is of interest to any landlord who want to make sure they are not caught out if interest rates turn.

2. National Counties BS are currently offering a 5.44% term variable rate. The arrangement fee is a very reasonable £995 but it's only available up to 60% LTV.

3. Principality BS has recently launched a very low 3.69% tracker up to 31/01/12. The downside again is the low LTV, only 60% and the hefty arrangement fee of 3.5%


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Principality BS offers 4 star 3.69% tracker buy-to-let mortgage

Principality BS has just released a market leading variable tracker buy-to-let mortgage.

In fact it is offering two new variable tracker rate buy-to-let mortgages that cater for most landlords needs: one has a lower rate and a higher fee, the other has a slightly higher rate with a lower fee.

The lowest rate is priced at 3.69% to 31 January 2012 and has a fee of 3.5% of advance.

It is only available up to 60% loan-to-value, but it is open to first and second time buyers as well as for remortgage.

According to Moneyfacts this buy-to-let mortgage has the lowest rate for its term and the company has therefore given it four out of five stars.

Ring 01424 205 373 or email to find out more on these products or to discuss other options. ref - PropertyHawk for No Broker Fee Offer

THIS DOCUMENT AND OTHER DOCUMENTS PROVIDED ARE FOR INFORMATIONAL PURPOSES ONLY. THE INFORMATION SHOULD NOT BE INTERPRETED TO BE A COMMITMENT ON THE PART OF RESIDENT BROKER LTD. RESIDENT BROKER LTD CANNOT GUARANTEE THE ACCURACY OF ANY INFORMATION PRESENTED AFTER THE DATE OF PUBLICATION. INFORMATION PROVIDED IN THIS DOCUMENT IS PROVIDED 'AS IS' WITHOUT WARRANTY OF ANY KIND. THE USER ASSUMES THE ENTIRE RISK AS TO THE ACCURACY AND THE USE OF THIS DOCUMENT.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Buy-to-let mortgages reducing rates

Buy-to-let mortgage rates are very slowly coming down as the money markets free up.

This week a couple of lenders have announced reducing rates.

Godiva have announced a new variable rate through a mortgage broker of 4.59% down from 4.99%. This product is only available through a mortgage broker.

The Coventry has also being busily revamping there range and now offer a variable rate of 4.45% for the term of the buy-to-let mortgage. This is only available to a landlord who goes direct to them

COVENTRY BS MORTGAGES

VARIABLE TRACKER RATE MORTGAGE of 4.99% to 31.12.11 & VARIABLE RATE of 4.99% for term withdrawn, w.e.f. 26.11.09.

NEW VARIABLE TRACKER RATE MORTGAGE available to direct business only, for remortgage only: 4.59% to 31.2.11, max 65%, fee £1050, BBR + 4.09% to 31.12.11, with incentives of free valuation (max £670), £200 rebate or free legal fees.

NEW VARIABLE RATE MORTGAGES available to direct business only, for second time buyers & remortgage only, with no penalty payable: 4.45% for term, max 50%, fee £1050; 4.69% for term, max 65%, fee £1050 , both with incentives of free valuation (max £670), and for remortgages free legal fees or £200.

NEW FIXED RATE MORTGAGE for remortgage only, available to direct business only: 4.99% to 30.6.11, max 65%, fee£700, with incentives of free valuation (max £670), £200 rebate or free legal fees. W.e.f. 27.11.09.
27 Nov 2009.

GODIVA MORTGAGES

VARIABLE TRACKER RATE MORTGAGE of 4.99% to 31.12.11 & VARIABLE RATE of 4.99% for term withdrawn, w.e.f. 26.11.09.

NEW VARIABLE TRACKER RATE MORTGAGE available via intermediaries only, for remortgage only: 4.59% to 31.2.11, max 65%, fee £1050, BBR + 4.09% to 31.12.11, with incentives of free valuation (max £670), £200 rebate or free legal fees.

NEW VARIABLE RATE MORTGAGES available via intermediaries only, for second time buyers & remortgage only, with no penalty payable: 4.45% for term, max 50%, fee £1050; 4.69% for term, max 65%, fee £1050 , both with incentives of free valuation (max £670), and for remortgages free legal fees or £200.

NEW FIXED RATE MORTGAGE for remortgage only, available via intermediaries only: 4.99% to 30.6.11, max 65%, fee£700, with incentives of free valuation (max £670), £200 rebate or free legal fees. W.e.f. 27.11.09.


Ring 01424 205 373 or email to find out more on these products or to discuss other options. ref - PropertyHawk for No Broker Fee Offer

Looking at a buy-to-let or holiday home in the Lakes?

If landlords are looking at purchasing a property in the Lakes then the Cumberland Building Society has just release a new buy-to-let mortgage that could appeal.

They have just launched a 4.79% discounted tracker available up to 70% LTV.

The fee for this product is 2.5% of the loan amount. Good news for landlords who don't want to use a mortgage broker. The mortgage is only available direct from the lender.

Ring 01424 205 373 or email to discuss other options.
ref - PropertyHawk for No Broker Fee Offer.

Buy-to-let mortgage - latest inc 3.5% fixed rate

It's been a busy old week on the buy-to-let mortgage market this week.

Not only has the Mortgage Works the biggest of the current buy-to-let mortgage lenders revamped their product range.

It turns out that one of the other major lenders Platform has responded with a new range of buy-to-let mortgages at almost 1% below the rate charged on a similar 3 year fixed rate product.

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It seems that buy-t0-let lenders are waking up to the fact that with house prices stabilising lending money against property on relatively low LTVs is like printing money and profits.

My view is that at less than 6% fixed for 3 years and with a fee of £1495 this type of product could give some landlords who want the piece of mind that they are insulated against a sharp rise in interest rates occurring over the next few years. Admittedly unlikely, but so was all the banks being bust!

FIXED RATE MORTGAGE of 6.89% to 1.12.12 withdrawn w.e.f. 2.10.09.

NEW FIXED RATE MORTGAGES for second time buyers & remortgage only: 5.99% to 1.12.12, max 60%, fee 1495: 6.89% to 1.12.12, max 75% (remtgs 70%), fee 1495, both revert to 5% for term, w.e.f. 5.10.09.

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Buy-to-let mortgage LATEST The Mortgage Works new rates

Landlords who have followed my posts over recent weeks will know that The Mortgage Works part of the Nationwide BS continue to be one of the leading providers of buy-to-let mortgage products. In light of the confirmation this week that the Bank of England will hold of the base rate at 0.5% for another month They have revised and released their buy-to-let mortgage rates. Others may speculate that The Mortgage Works is also responding to head off the potential competition from Chinese buy-to-let mortgages.

I couldn't possibly comment!

The Mortgage Works

FIXED RATE MORTGAGE of 5.19% to 30.9.10 withdrawn. All FIXED RATE MORTGAGES except 4.69% to 30.9.10, 4.99% to 30.9.11 & 5.99% (max 60%) withdrawn & replaced. NEW FIXED RATE MORTGAGES for second time buyers & remortgages only 4.39% to 30.4.11, max 60%, fee 3.5% of advance; 4.89% to 30.4.11, max 70%, fee 3.5%; 5.39% to 30.9.11, max 60%, fee 2.5%; 5.99% to 30.9.12, max 70%, fee 3%. NEW FIXED RATE MORTGAGE for second-time buyers only: 4.29% to 30.9.10, max 70%, fee 3.5%; 5.29% to 30.9.11, max 70%, fee 3.5%; 5.79% to 30.9.11, max 70%, fee 2.5%. NEW FIXED RATE MORTGAGES for remortgage only: 5.74% to 30.9.11, max 70%, fee 3.5%, with incentives of free legal fees for properties valued up to £500K & free valuation for properties valued up to £500K or £565 towards costs for properties valued over £500K or (in England, Wales & Scotland) £500 rebate; 4.39% to 30.9.10, max 70%, fee 3.5%5.39% to 30.9.11, max 70%, fee 3.5%; 5.89% to 30.9.11, max 70%, fee 2.5%. VARIABLE TRACKER RATE MORTGAGE of 4.29% to 30.9.10 now for second time buyers only. VARIABLE TRACKER RATE of 4.15% to 30.9.11 withdrawn & replaced. NEW VARIABLE TRACKER RATE for second time buyers & remortgage only: 4.09% to 30.9.11, max 60%, fee 3%, BBR + 3.59% to 30.9.11. NEW VARIABLE TRACKER RATE for remortgage only; 4.39% to 30.9.10, max 70%, fee 3.5%, BBR + 3.89% to 30.9.10. All of the above have a minimum fee of £595 & revert to The Mortgage Works Managed rate of 4.69%. W.e.f. 4.8.09.


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BM mortgages enhances range of buy-to-let trackers

With the Chinese making moves and entering the UK buy-to-let mortgage market this will have hopefully shaken up some of the big UK lenders who have been content to write business with big fat lending margins but nothing else. The prospect of the Chinese muscling in on the lending market with their huge financial resources may well prompt the UK buy-to-let lenders into offering more competitive markets for the fear of being crowded out of their home market.

Landlord insurance - instant quotes - professional rates

That may well have been the thinking behind the launch of Birmingham Midshires latest range of buy to let mortgages. They have launched this week a 2 year tracker product with a low 4.15% rate, just marginally above the Bank of China's 3.5% lifetime tracker. The downside is the fee at 3% which makes it expensive for larger advances. LTV is only 60% but Birmingham Midshires will lend upto a portfolio of 9 properties. There also offer a 4.7% rate for landlords wanting a higher LTV.


VARIABLE TRACKER RATE MORTGAGE of 4.25% for 2 years withdrawn & replaced. NEW VARIABLE TRACKER RATE: 4.15% for 2 years, max 60%, fee 3% + £275, BBR + 3.65% for 2 years. FIXED RATE MORTGAGES of 7.00% to 1.9.14 & 5.40% to 1.9.12 withdrawn. NEW FIXED RATE MORTGAGES: 5.40% to 1.12.11, max 60%, fee 2.5% + £275; 6.15% to 1.12.12, max 75%, fee 2.5% + £275. END-DATES on all remaining FIXED RATES extended to 1 December. W.e.f. 25.7.09.









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The Chinese offer the best buy-to-let mortgage rates

Any landlord who has 'arrived' at their 'middle years' will probably remember the pop ditty by the Vapors proclaiming the arrival of the Japanese as an economic and cultural world force.

Landlord insurance brokers - professional rates - landlord broker directory

Things move on....It's now the Chinese that are coming. A report in the FT at the weekend herald the arrival of the Bank of China into the UK buy-to-let mortgage market.

Their offering is a very competitive 3.5% lifetime tracking buy-to-let mortgage. Max LTV 65%, Application fee of £1495. The buy-to-let mortgage is only available on a repayment basis. Max loan £1m, min £35k, 100% rental cover.

With lending margins in the UK at historically high levels and property prices stabilising, the UK promises rich pickings for lenders. The chinese know this and landlords should expect further buy-to-let mortgage products from the Chinese in the coming months.

Bank of China extends buy-to-let mortgage criteria

We know that the Chinese are slowly taking over the world and that the 21st Century is the Chinese Century.

Landlords looking for a buy-to-let mortgage may not know that the Chinese in the form of Bank of China are also a lender on UK buy-to-let property.

They have in fact just extended their lending criteria and are now prepared to lend on buy-to-let portfolios of up to 10 investment properties or a maximum advance of £1m.

LTV's are 65% for under £250k, £60% for over £250k.

Rate is 3.5% above base

Min income for the borrower is £18k.

BTL BROKER 01424 205 373 ref PropertyHawk for No Fees Special Deal

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The Mortgage Works launches new range of buy-to-let mortgages

The Mortgage Works the specialist lending arm of the Nationwide Building Society responded last week to the MPCs decision to keep interest rates on hold by releasing their new buy-to-let mortgage rates.

Buy-to-let mortages - find my own rate NOW

VARIABLE TRACKER RATE MORTGAGES withdrawn & replaced. NEW VARIABLE TRACKER RATE MORTGAGE for second time buyers & remortgage, with no penalty payable: 3.69% to 30.9.10, max 60%, fee 3.5%, BBR + 3.19% to 30.9.10. NEW VARIABLE TRACKER RATE MORTGAGES for second time buyers & remortgage: 4.29% to 30.9.10, max 70%, fee 3.5%, BBR + 3.79% to 30.9.10; 4.15% to 30.9.11, max 60%, fee 3%, BBR + 3.65% to 30.9.11. NEW FIXED RATE MORTGAGES for second time buyers & remortgages: 3.69% to 30.9.10, max 60%, fee 3.5%; 4.29% to 30.9.10, max 70%, fee 3.5%; 4.69% to 30.9.10, max 60%, fee 2.5%; 5.19% to 30.9.10, max 60%, fee 2%; 4.99% to 30.9.11, max 60%, fee 3.25%; 5.49% to 30.9.11, max 60%, fee 2.25%; 5.99% to 30.9.11, max 60%, fee 1.25%; 5.99% to 30.9.12, max 60%, fee 3%. NEW FIXED RATE MORTGAGES for second time buyers only: 5.49% to 30.9.11, max 70%, fee 3.5%; 5.99% to 30.9.11, max 70%, fee 2.5%. NEW FIXED RATE MORTGAGES for remortgage only: 5.59% to 30.9.11, max 70%, fee 3.5%; 6.08% to 30.9.11, max 70%, fee 2.5%. All of the above have minimum fees of £595 and revert to The Mortgage Works Managed rate of 4.69% for term. W.e.f. 15.7.09.

The Mortgage Works continues to provide the most extensive and competitive range of buy-to-let mortgage products in the vastly diminished buy-to-let mortgage market.

The Mortgage Works, amongst other changes, sees the return of remortgage only products and new fixed rates for purchase or remortgage only and for both purchase and remortgage. Amongst the new fixed rates, is a 5.99% to 30.9.12. This deal is available up to 60% loan-to-value and has a fee of 3% of advance.

BTL BROKER 01424 205 373 ref PropertyHawk for No Fees Special Deal