Landlord and BTL Blog: Average LTV Continues to Rise

Wednesday, February 13, 2013

Average LTV Continues to Rise

Andy Young at Property Hawk Mortgages comments on the Q4 2012 Investor Profile’s findings thats sees a continued increase in the average Loan To Value.

“With improving conditions in the buy-to-let mortgage market during 2012, there have been more lenders and products available at higher LTVs, which have enabled landlords to borrow more and employ higher gearing in their property investments. Following the trend for the previous three quarters, Q4 2012 saw an increase in the average LTV for mortgage offers processed by Property Hawk Mortgages to 73.11%, compared with 72.63% in Q3 2012."