| Interest Rate | Overall Cost for Comparison | Max LTV | Product Detail | Completion Fee | Early Repayment Charges |
| 3.88% Tracker | 4.2% APR | 75% | Variable tracker rate of BBR + 3.38% for the lifetime of the loan. This product is available up to 75% LTV and there is a rental calculation of 100% at a notional rate of 8.5%. An application fee will apply. Available on a repayment basis only. The completion fee is payable at offer stage. Refer all cases for fees, maximum LTV and loan amounts. | REFER | 1% of original balance being repaid for 1 year |
| 4.15% Fixed | 5.3% APR | 75% | Fixed rate of 4.15% for 1 year then reverting to the lender's standard variable rate of 4.60% to the end of year 5, then for the remainder of the term, the lender's standard variable rate of 4.60% + 0.50% . This product is available up to 75% LTV and there is a rental calculation of 130% at a notional rate of 6%. An application fee will apply. | 3% | 5% of amount being repaid for 1 year |
| 4.25% Tracker | 4.8% APR | 65% | Variable tracker rate of BBR + 3.75% until 31/03/2013 then reverting to the lender's standard variable rate which is currently 4.74% for the remainder of the term. Free valuation up to £700 for purchases and remortgages and free legals on remortgages only. This product is available up to 65% LTV and the rental calculation is 125% at payrate. There is a booking fee of £250 and an application fee will apply. | 0% | 4% of amount being repaid until 31/03/2013 |
| 4.5% Tracker | 5.1% APR | 75% | Variable tracker rate of BBR + 4.00% for 2 years then reverting to a variable rate of BBR + 4.24% for the remainder of the term. This product is available up to 75% LTV and the rental calculation is 125% at payrate. An application fee will apply. | 2% | 3% of amount being repaid for 2 years |
| 4.69% Tracker | 5.1% APR | 60% | Variable tracker rate of BBR + 4.19% until 31/03/2013 then reverting to the lender's standard variable rate which is currently 4.99% for the remainder of the term. There is a free valuation and standard legal fees for remortgages. This product is available up to 60% LTV and the rental calculation is 125% a 4.99%. An application fee will apply. | 0% | 4% of original balance being repaid until 31/03/2013 |
| 4.8% Fixed | 5.2% APR | 75% | Fixed rate of 4.80% until 01/04/2013 then reverting to a variable of BBR + 4.24% to give a current rate of 4.74% for the remainder of the term. The product is available up to 75% LTV and the rental calculation is 125% at the payrate. An application fee will apply. | 2.5% | 3% of amount being repaid until 01/04/2013 |
| 4.8% Tracker | 5.6% APR | 75% | Variable tracker rate of LIBOR + 4.00% for 2 years then reverting to the lender's standard variable rate of 4.60% + 0.25% = 4.85% to the end of year 5, then for the remainder of the term, the lender's standard variable rate of 4.60% + 0.75% = 5.35%. The product is available up to 75% LTV and the rental calculation is 130% at a notional rate of 7%. Please note that the completion fee will increase by 0.25% on applications for HMOs, freehold houses split into flats and limited companies. An application fee will apply. | 2.25% | 3% of amount being repaid for 2 years |
| 4.99% Fixed | 5.5% APR | 80% | Fixed rate of 4.99% until 29/02/2012 then reverting to the lender's standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 80% LTV and there is a rental calculation of 125% at payrate. An application fee will apply. | 3% (min £595) | 5% of amount being repaid until 30/04/2012 |
| 5.74% Fixed | 5.3% APR | 65% | Fixed rate of 5.74% until 28/02/2013 then reverting to the lender's standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 65% LTV and the rental calculation is 125% at payrate. There is no completion fee. An application fee will apply. | 0% | 5% of amount being repaid until 30/04/2013 |
| 5.79% Fixed | 5.2% APR | 70% | 5.79% fixed rate until 01/02/2013 then reverting to the lender's standard variable rate which is currently 4.79% for the remainder of the term. This product is available to first time buyers and up to 70% LTV. The rental calculation is 120% at payrate. An application fee will apply. | £1995 | 4% of the outstanding balance as of 1st January until 01/04/2013 |
IMPORTANT! Due to current market conditions, lenders are withdrawing and replacing products with little or no notice.
Please check our website regularly to see the most up-to-date products available.
Please visit www.propertyhawk.co.uk/mortgages.aspx to search the full product range and find a buy-to-let mortgage to suit your specific personal circumstances.
Email: info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446
Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.
No comments:
Post a Comment