Tuesday, May 11, 2010

TMW moves to 80% LTV

Specialist lender The Mortgage Works has made a decisive move this week to go above the 75% LTV limit for buy-to-let mortgages which has been the upper limit for all main stream lenders since the credit crunch hit.

It now offers a range of buy-to-let mortgages up to the 80% loan to value mark.

This is includes the only 3 year fixed rate with a LTV of 80%.

The product has a pay rate of 5.99% fixed until 31.7.2013 and is available for remortgages and 2nd time buyers.

This buy-to-let mortgage is available with a 3% fixed rate fee.

This particular buy-to-let mortgage comes with a 4 star moneyfacts rating.

FIXED RATE MORTGAGES of 4.79% to 31.5.12, 5.19% to 31.5.12 (max 60%) & 5.79% to 31.5.12 withdrawn.

FIXED RATES of 5.19% to 31.5.12, max 70% & 5.69% to 31.7.12 withdrawn & replaced with rates reduced by 0.20% to 4.99% & 5.49% respectively, all other details unchanged.

NEW FIXED RATE MORTGAGES for second time buyers & remortgage: 4.69% to 31.7.11, max 80%, fee 2.5%; 5.69% to 31.7.11, max 80%, fee 1.5%; 5.99% to 31.7.11, max 80%, max £250K, fee £1795; 5.49% to 31.1.12, max 80%, fee 2.5%; 5.99% to 31.7.12, max 80%, fee 2.5%; 5.99% to 31.7.13, max 80%, fee 3%.

NEW VARIABLE TRACKER RATE MORTGAGE for second time buyers & remortgage: 4.69% to 31.7.11, max 80%, fee 2.5%, BBR + 4.19% to 31.7.11. Percentage FEES on all of the above are minimum £595. W.e.f. 10.5.10.

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