Tenancy Agreement - non-smoking clause

Should we have a non-smoking clause in our tenancy agreement?

Let us know what your think in our landlord forum.

Free property management software, Free tenancy agreements

Landlords - Red Tape Challenge

Do you think that landlords are over regulated?

We all have our views.  It looks like the Labour Party have every intention of increasing not reducing the regulatory burden on landlords.  Well 'Quelle Surprise'!

Now landlords can let the current government know on how they think regulation on landlords can be reduced.  Make the most of it because if the other lot get in there will be very little opportunity for regulation reduction.

Landlord insurance - professional rates

Most popular BTL mortgages

Max LTV	Initial Rate	Term	Completion fee	Booking fee	Incentives	Overall Cost for Comparison
85%	5.49% Discount	2 Years	2.5%	£130.00	No	6.9% APR
85%	5.99% Discount	2 Years	2.5%	£130.00	No	7% APR
80%	5.49% Fixed	Feb 28 2015	2.5% (min £595)	£0.00	No	5.6% APR
80%	4.99% Fixed	Feb 28 2015	£1800	£199.00	Free valuation up to £335 for purchases and remortgages and free legals on remortgages only.	6.1% APR
75%	4.85% Tracker	5 Years	1.75%	£150.00	No	5.5% APR
75%	2.99% Tracker	2 Years	2.25%	£150.00	Free valuation	5.3% APR
75%	4.69% Fixed	Feb 28 2015	£995	£0.00	£500 cashback on completion	5% APR
65%	3.99% Fixed	Jan 31 2015	0%	£250.00	Free valuation up to £700 for purchases and remortgages and free legals on remortgages only.	4.8% APR
65%	3.99% Fixed	Mar 31 2016	£995	£0.00	Free valuation and free legals for remortgages (properties valued up to £500,000).	5.6% APR
60%	2.99% Tracker	May 31 2015	£2495	£0.00	No	4.8% APR

Email: info@propertyhawkbtlmortgages.co.uk 

Tel: 029 2069 5446 

IMPORTANT! Due to current market conditions, lenders are withdrawing and replacing products with little or no notice. Please check our website regularly to see the most up-to-date products available.

Your home may be repossessed if you do not keep up repayments on your mortgages.The Financial Services Authority does not regulate some forms of mortgage.

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Surveyors predict spring surge for property market

The housing market could be over the worst, with RICS surveyors  feeling more optimistic about the property market after recent government lending boosts. Many surveyors predicting/praying for a spring upsurge.

Read full articles here -

in the Telegraph
in the Daily Mail
in BBC Scotland
in Belfast Telegraph

Landlord Insurance - professional rates

Miliband promises national register of landlords

Mumbling - Ed Miliband promised a crackdown on rogue landlords cashing in on the housing shortage during his first major speech of 2013.

Made at the Fabian Society the Labour Leader mumbled on, saying  - 'We would introduce a national register of landlords and greater powers for local authorities to root out and strike off the rogues. We would end the confusing, inconsistent and opaque fees and charges regime, making fees easily understandable, upfront and comparable. And we will seek to remove the barriers that stand in the way of longer-term tenancies.'

He addressed the issues of housing shortages, saying that 3.6 million households are now in privately rented accommodation.

Mumbling on with 'We cannot have two nations divided between those who own their own homes and those who rent,' ( I'm not quite sure why - surely this is how it's always been - you can't expect everyone to own - can you?'

More mumbling - 'Most people who rent have responsible landlords and rental agencies. ( good - that's right, but like all industries and organisations theres are a few bad apples) But there are too many rogue landlords and agencies either providing accommodation which is unfit or ripping off their tenants ( hold on - calm down )

'And too many families face the doubt of a two-month notice period before being evicted.' - (sounds as if he could be pushing for changes in tenancy law - he's lost my vote )

'Imagine being a parent with kids settled in a local school and your family settled in your home for two, three, four years facing that sort of uncertainty.'

'We would introduce a national register of landlords and greater powers for local authorities to root out and strike off the rogues.' ( why not just ban individuals who break current legislation - giving every landlord a membership badge isn't going to change a thing ) 

'We would end the confusing, inconsistent and opaque fees and charges regime, making fees easily understandable, upfront and comparable. And we will seek to remove the barriers that stand in the way of longer-term tenancies.'

He also mumbled on about -  (and I do paraphrase here, but so much that comes out of his mouth is pointless waffle) - that the last Labour Government did a pretty bad job, but him and Balls would make a far better fist of it - honest.

He did fall short of re-branding the party New - New - Labour.

May I suggest something more catchy like 'Two Eds'


Landlord Insurance - professional rates

London families spending 59% of income on rent

Some London families are paying as much as 59% of their income on rent according to a recent study by charity Shelter.

The charity calculated that private rents take up more than 50% of a family's monthly earnings in 23 out of the capital's 33 boroughs.

Pinch of -

More figures that demand the passing of the salt

Read full story at BBC