Wednesday, January 31, 2018

The posh model for rented urban housing

Take advantage of our discounted landlord insurance rates

Bristol landlord fined for 11 tenants in a 3 bed

Take advantage of our discounted landlord insurance rates

Landlord Fergus Wilson sues Youtuber

Take advantage of our discounted landlord insurance rates

Call to end 'Sex for Rent' practices

Take advantage of our discounted landlord insurance rates

Moneyweek podcast discusses BTL

Take advantage of our discounted landlord insurance rates

Chart of property sales over past 4 years

Take advantage of our discounted landlord insurance rates

Do I need a BTL mortgage for a tenanted flat?

Take advantage of our discounted landlord insurance rates

London's licensing lottery

Take advantage of our discounted landlord insurance rates

Tuesday, January 30, 2018

Mortgage lending falls to 3yr low

Take advantage of our discounted landlord insurance rates

Report calls for more regulation of Airbnb

Take advantage of our discounted landlord insurance rates

Detached homes overtake terraces

Take advantage of our discounted landlord insurance rates

Overseas property buyers to be identified by 2021

Take advantage of our discounted landlord insurance rates

RLA reflect PRS data - England Housing Survey

Take advantage of our discounted landlord insurance rates

Listing on Airbnb whilst trying to sell

Take advantage of our discounted landlord insurance rates

I feel like a squatter - PRS tenant

Take advantage of our discounted landlord insurance rates

Building boom in regional cities

Take advantage of our discounted landlord insurance rates

Platform reduces BTL rates

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

UK Cities Index - Hometrack price data

Take advantage of our discounted landlord insurance rates

Monday, January 29, 2018

Finding how old a house is

Take advantage of our discounted landlord insurance rates

40 migrants squeezed into London HMO

Take advantage of our discounted landlord insurance rates

100,000s living in squalid rentals

Take advantage of our discounted landlord insurance rates

Land values report - Savills

Take advantage of our discounted landlord insurance rates

London council promises Airbnb crackdown

Take advantage of our discounted landlord insurance rates

RICS response to unfair Leasehold measures

Take advantage of our discounted landlord insurance rates

Sunday, January 28, 2018

Fence blown down - Land Registry advice

Take advantage of our discounted landlord insurance rates

How to get an offer accepted

Take advantage of our discounted landlord insurance rates

Saturday, January 27, 2018

Mansfield new BTL with low ICR:100%

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Mortgage approvals at a low

Take advantage of our discounted landlord insurance rates

9 tips to control mould

Take advantage of our discounted landlord insurance rates

Affordability test to trap BTL landlords

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Friday, January 26, 2018

Housebuilding falls 50% short of target

Take advantage of our discounted landlord insurance rates

Landmark leasehold case fails to cut extension costs


Mark Chick, ALEP Director and Partner, Bishop & Sewell LLP comments:

"The Association of Leasehold Enfranchisement Practitioners (ALEP) has been eagerly awaiting the outcome in the Appeal of the so-called ‘Mundy’ case, (Mundy v. the Trustees of the Sloane Stanley Estate).

The Court of Appeal has dismissed the appeal made by tenants in this case. The applicants were seeking to argue for a radically different way of calculating relativity, following on from their unsuccessful attempt to encourage the Upper Tribunal to do so in the original decision of that tribunal.

This decision has been much anticipated and there has been a lot of recent comment, suggesting that if the Court of Appeal had sent this case back to the Upper Tribunal that this may have been very good news for leaseholders as there may have been scope to see the tribunals adopting a view of relativity that would have reduced the cost of lease extensions and freehold purchases where leases are under 80 years and marriage value applies.

What is clear is that the decision confirms that the position of leaseholders whose leases are about to fall under 80 years, or have already done so, remains one where action is required. One crucial message that ALEP has striven to get across during its 10 year history, that leaseholders should not let the length of their lease fall below this mark, so the value of the property is protected.

We would therefore encourage anyone in need of professional advice to make contact with ALEP to locate a member who can help them through the complexities of extending their lease or buying the freehold.

Awareness of leasehold is at an all-time high, and today's ruling will further highlight the issue.

"he outcome will no doubt be seen as a blow to those who have been campaigning to see changes in the leasehold system and we cannot ignore the growing ground swell of consumer and political opinion that is now seeking changes to the leasehold system.

However, what is important to note is that, notwithstanding the outcome of the ruling from the Court of Appeal, the government has in the outcome of the recent consultation on ‘Tackling Unfair Practices in the Leasehold Sector’ and other recent announcements indicated that it wants to look at many things, including making it easier for flat owners to enfranchise and also to ‘simplify’ the valuation process. Indeed, the Law Commission is going to be asked to look at this as part of the proposals from government."



Take advantage of our discounted landlord insurance rates

Wednesday, January 24, 2018

Secure Tenancies (Victims of Domestic Abuse) Bill

Take advantage of our discounted landlord insurance rates

Rental data from Yourmove

Take advantage of our discounted landlord insurance rates

60% of recent BTL mortgages tipped into loss by tax changes

Take advantage of our discounted landlord insurance rates

Skipton cuts BTL rates

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Ground rent: can landlords demand 6 year payment?

Take advantage of our discounted landlord insurance rates

Property sales holding up

Take advantage of our discounted landlord insurance rates

London rental index - Homelet

Take advantage of our discounted landlord insurance rates

BTL products up 32%

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Luxury London homes over-priced

Take advantage of our discounted landlord insurance rates

Tuesday, January 23, 2018

The Housing Minister has no power

Take advantage of our discounted landlord insurance rates

The rise of online estate agents

Take advantage of our discounted landlord insurance rates

New leasehold rip off : 'sales packs'

Take advantage of our discounted landlord insurance rates

Peers approve landlord banning orders

Take advantage of our discounted landlord insurance rates

Portfolio landlords struggling to find finance

Take advantage of our discounted landlord insurance rates

BTL investors fighting crippling tax rises

Take advantage of our discounted landlord insurance rates

Numbers for Welsh HHSRS assessments

Take advantage of our discounted landlord insurance rates

Welsh Gov to abandon stamp duty plans

Take advantage of our discounted landlord insurance rates

Self assessment: a tax return guide

Take advantage of our discounted landlord insurance rates

UK's capital for 'Right-to-Buy-to-Let'

Take advantage of our discounted landlord insurance rates

BM solutions offers £500 cashback on BTLs

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Looming remortgage crunch for BTL

Take advantage of our discounted landlord insurance rates

Homelet Rental Index - UK rental growth 1.7%

Take advantage of our discounted landlord insurance rates

New mortgage lending increases by 84% at Paragon


  • Mortgage lending up 84% to £367 million in first quarter
  • Increased share of specialist “portfolio” landlord business
  • New mobile technology to support application management

Paragon Banking Group today reported a 65% year-on-year increase in new advances across all business lines to deliver £470 million of new lending in the first quarter of 2018.

Within this total, Paragon’s mortgage lending grew by 84% to £367 million, with buy-to-let advances up 85% to £343 million. Second charge and specialist residential lending grew by 74% to £24 million.

In the buy-to-let market, Paragon’s experience and capability enabled it to increase its share of more specialist, portfolio landlord business despite a backdrop of lower year-on-year lending volumes in the market overall.

This follows the implementation of the PRA’s new requirements for underwriting more complex mortgage applications in September 2017 which led to a realignment of competition with some mainstream lenders exiting the portfolio segment or offering only a limited proposition.

The mix of Paragon’s buy-to-let completions in the quarter included 66% of loans to landlords with more complex portfolios. The impact of the PRA underwriting rule changes from September had a more profound impact on application flows during the quarter, with the mix in the pipeline at 31 December 2017 moving to 79% complex. The pipeline rose from £604 million at 30 September to £619 million at the end of December.

The Group also demonstrated strong progress in its strategy to deliver greater diversification. Paragon grew first quarter commercial lending by 21% to £103 million as it continued to develop of its franchise. Paragon also maintained strong progress in deposit raising, with savings balances exceeding £4 billion at the quarter end, up 98% from £2 billion at 31 December 2016.

John Heron, Managing Director of Mortgages at Paragon comments: 

“Paragon was the first lender to offer buy-to-let mortgages over 20 years ago and has developed its specialist capability around professional landlords over many years. It is very well aligned with the developments we have seen in the market following changes in government policy and regulation in the sector and this has allowed Paragon to significantly increase lending to portfolio landlords with more complex requirements.

“We are continuing to focus on product and technology developments that will deliver improved products and services to our landlords and intermediaries with the roll-out of new mobile applications and document upload over Q2.”


Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Monday, January 22, 2018

Airbnb to restrict Edinburgh to 90 day lets

Take advantage of our discounted landlord insurance rates

Saturday, January 20, 2018

Fleet launches new 2 year fixed BTL

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Friday, January 19, 2018

Prime London rents - Savills report

Take advantage of our discounted landlord insurance rates

Call to curb the rise of Airbnb

Take advantage of our discounted landlord insurance rates

Fitness for Human Habitation Bill passes second reading

Take advantage of our discounted landlord insurance rates

Thursday, January 18, 2018

New version - Gov's 'How to Rent' guide

The Government's 'How to Rent' guide has been given an update.

The guide is aimed at helping both PRS tenants and landlords better understand their rights and responsibilities. 

Included is a checklist and information on:
  • what to look out for before renting
  • living in a rented home
  • what happens at the end of a tenancy
  • what to do if things go wrong

Take advantage of our discounted landlord insurance rates

Condition of Private Rented Homes - Gov Report

Take advantage of our discounted landlord insurance rates

The best excuses for missing tax deadline

Take advantage of our discounted landlord insurance rates

Hinckley & Rugby BS new BTL range

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Wednesday, January 17, 2018

Government support for further tenant rights

Take advantage of our discounted landlord insurance rates

Experian launch rent payment database

Take advantage of our discounted landlord insurance rates

NLA in support of Human Habitation Bill

Take advantage of our discounted landlord insurance rates

Habitable Homes Bill could change lives

Take advantage of our discounted landlord insurance rates

Latest UK Mortgage Market data

Take advantage of our discounted landlord insurance rates

Europe's most expensive city for rents

Take advantage of our discounted landlord insurance rates

Look beyond the obvious - BTL investments

Take advantage of our discounted landlord insurance rates

Tuesday, January 16, 2018

Ban on credit card surcharges

Take advantage of our discounted landlord insurance rates

The London landlord exodus

Take advantage of our discounted landlord insurance rates

Letting fees ban postponement gives industry time to prepare

Take advantage of our discounted landlord insurance rates

RICS response to proposed leasehold measures

Take advantage of our discounted landlord insurance rates