When will interest rates rise?

It's difficult to imagine they ever will - they've been bouncing around at 0.5 most landlords see their BTL mortgage payments as a fixed cost.

But sadly they will - they certainly won't fall.

Currently the Bank Governor, Mark Carney, is talking mid 2016.

The analysts can't agree some are predicting late 2015 will see a rise to 0.75, whilst others think it won't happen until 2017.

Whenever it happens those landlords on trackers need to be ready. Nothing goes on forever.

Read more on interest rate rise predictions in This is Money

Search the whole BTL mortgage market free