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| Interest Rate | Overall Cost for Comparison | Max LTV | Product Detail | Completion Fee | Early Repayment Charges |
| 3.39% Fixed | 5.3% APR | 75% | 3.39% fixed rate until 31/07/2012 then reverting to the lender's standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 75% LTV and the rental calculation is 125% at a notional rate of 4.99%. There is a booking fee of £150 and an application fee will apply. | 3.5% (min £595) | 5% of amount being repaid until 31/07/2012 |
| 3.59% Tracker | 4.8% APR | 60% | Variable tracker rate of BBR + 3.09% (capped at 5.59%) until 31/03/2013 then reverting to the lender's standard variable rate which is currently 4.74% for the remainder of the term. There is a free valuation up to £700 for purchases and remortgages and free legals for remortgages only. This rate is available up to 60% LTV and the rental calculation is 125% at payrate. There is a £250 booking fee and an application fee will apply. | £999 | 4% of amount being repaid until 31/03/2013 |
| 3.88% Tracker | 4.2% APR | 75% | Variable tracker rate of BBR + 3.38% for the lifetime of the loan. This product is available up to 75% LTV and there is a rental calculation of 100% at a notional rate of 8.5%. An application fee will apply. Available on a repayment basis only. The completion fee is payable at offer stage. Refer all cases for fees, maximum LTV and loan amounts. | REFER | 1% of original balance being repaid for 1 year |
| 3.99% Discount | 5.4% APR | 75% | Exclusive discounted rate of 3.99% (1.65% discount off the lender's SVR) for 2 years then reverting to the lender's standard variable rate which is currently 5.64% for the remainder of the term. This product has no early repayment charges. It is available up to 75% LTV and the rental calculation is 135% at payrate. There is a booking fee of £250 and an application fee will apply. | £2499 | No |
| 3.99% Tracker | 5.1% APR | 75% | Remortgage only product. Variable rate of LIBOR + 3.09% (collared at 3.99%) for 2 years then reverting the the lender's standard variable rate (currently 4.60%) + 0.5% for the remainder of the term. There is a free valuation and free legals. This product is available up to 75% LTV and the rental calculation is 125% at anotional rate of 5%. There is a £99 booking fee and an application fee will apply. | £999 | 5% of amount being repaid within 2 years |
| 4.49% Fixed | 5.2% APR | 60% | Fixed rate of 4.49% until 31/05/2013 then reverting to a variable rate of BBR + 4.45% for the remainder of the term. There is a free valuation and free legals for remortgages (properties valued up to £500,000). This product is available up to 60% LTV and the rental calculation is 125% at payrate. There is a £245 booking fee and an application fee will apply. | £1250 | 4% of original balance being repaid until 31/05/2013 |
| 4.8% Fixed | 5.2% APR | 75% | Fixed rate of 4.80% until 01/06/2013 then reverting to a variable rate of BBR + 4.24% to give a current rate of 4.74% for the remainder of the term. The product is available up to 75% LTV and the rental calculation is 125% at the payrate. An application fee will apply. | 2.5% | 3% of amount being repaid until 01/06/2013 |
| 4.9% Tracker | 5.6% APR | 75% | Variable tracker rate of LIBOR + 4.00% for 2 years then reverting to the lender's standard variable rate of 4.60% + 0.25% to the end of year 5, then for the remainder of the term, the lender's standard variable rate of 4.60% + 0.75%. The product is available up to 75% LTV and the rental calculation is 130% at a notional rate of 7%. Please note that the completion fee will increase by 0.25% on applications for HMOs, freehold houses split into flats and limited companies. An application fee will normally apply. | 2.25% | 3% of amount being repaid for 2 years |
| 4.95% Discount | 6.1% APR | 70% | Exclusive discounted rate of 4.95% (1.04% discount off the lender's SVR + 0.3%) for 2 years then reverting to the lender's standard variable rate (currently 5.69%) + 0.3% for the remainder of the term. There is a free valuation up to £335 for purchases and remortgages and free legals on remortgages only. This product is available up to 70% LTV and the rental calculation is 130% at payrate. There is a booking fee of £199 and an application fee will apply. | 0% | Tapered charges of 3/2% of the amount being repaid for the first 2 years |
| 4.99% Discount | 5.6% APR | 80% | Exclusive discounted rate of 4.99% (0.5% discount off the lender's SVR) for 2 years then reverting to the lender's standard variable rate which is currently 5.49% for the rest of the term. This product is available up to 80% LTV and the rental calculation is 125% at payrate. There is a booking fee of £250 and an application fee will apply. | £2500 | 2% of original balance being repaid for 2 years |
IMPORTANT! Due to current market conditions, lenders are withdrawing and replacing products with little or no notice.
Please check our website regularly to see the most up-to-date products available.
Please visit www.propertyhawk.co.uk/mortgages.aspx to search the full product range and find a buy-to-let mortgage to suit your specific personal circumstances.
Email: info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446
Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.
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