| Interest Rate | Overall Cost for Comparison | Max LTV | Product Detail | Completion Fee | Early Repayment Charges |
| 3.88% Tracker | 4.1% APR | 75% | Variable tracker rate of BBR + 3.38% for the lifetime of the loan. This product is available up to 75% LTV and there is a rental calculation of 100% at a notional rate of 8.5%. An application fee will apply. Available on a repayment basis only and for loans up to £150,000. The completion fee is payable at offer stage. | £1695 | 1% of original balance being repaid for 1 year |
| 3.99% Fixed | 4.7% APR | 65% | Fixed rate of 3.99% until 31/12/2012 then reverting to the lender's standard variable rate which is currently 4.74% for the remainder of the term. There is a free valuation up to £680 for purchases and remortgages and free legals for remortgages only. This product is available up to 65% LTV and the rental calculation is 125% at payrate. There is a £250 booking fee and an application fee will apply. | 0% | 4% of amount being repaid until 31/12/2012 |
| 4.35% Tracker | 5.1% APR | 75% | Variable tracker rate of BBR + 3.85% for 1 year then reverting to a variable rate of BBR + 4.19% to give a current rate of 4.69% for the remainder of the term. This product is available up to 75% LTV and the rental calculation is 125% at payrate. An application fee will apply. | 3% | 3% of amount being repaid for 1 year |
| 4.6% Tracker | 5.2% APR | 75% | Variable tracker rate of BBR + 4.10% for 2 years then reverting to a variable rate of BBR + 4.24% for the remainder of the term. This product is available up to 75% LTV and the rental calculation is 125% at payrate. An application fee will apply. | 2.75% | 3% of amount being repaid for 2 years |
| 4.8% Tracker | 5.5% APR | 75% | Variable tracker rate of LIBOR + 4.00% for 2 years then reverting to the lender's standard variable rate of 4.60% + 0.25% = 4.85% to the end of year 5, then for the remainder of the term, the lender's standard variable rate of 4.60% + 0.75% = 5.35%. The product is available up to 75% LTV and the rental calculation is 130% at 7%. Please note that the completion fee will increase by 0.25% on applications for HMOs, freehold houses split into flats and limited companies. An application fee will apply. | 2.25% | 3% of amount being repaid for 2 years |
| 4.99% Fixed | 4.6% APR | 70% | Limited company product. 4.99% fixed rate until 30/11/2011 then reverting to a variable rate of BBR + 3.49% for the remainder of the term. This product is available up to 70% LTV and the rental calculation is 125% at a notional rate of 4.99%. An application fee will apply. | 3.5% (min £595) | 5% of amount being repaid until 30/11/2011 |
| 4.99% Fixed | 5.5% APR | 80% | Fixed rate of 4.99% until 30/11/2011 then reverting to the lender's standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 80% LTV and there is a rental calculation of 125% at payrate. An application fee will apply. | 3% (min £595) | 5% of amount being repaid until 30/11/2011 |
| 5.29% Fixed | 3.7% APR | 60% | Fixed rate of 5.29% until 02/12/2012 then reverting to a variable rate of 2.49% over BBR to give a current rate of 2.99% for the remainder of the term. This product is available up to 60% LTV and there is a rental calculation of 125% at payrate. An application fee will apply. | 1.5% (min £1500) | 6 months interest at the Buy to Let Standard Variable Rate or fixed rate whichever is higher until 02/12/12 |
| 5.49% Fixed | 5.7% APR | 80% | Fixed rate of 5.49% until 30/11/2013 then reverting to the lender's standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 80% LTV and there is a rental calculation of 125% at the pay rate. An application fee will apply. | 3% (min £595) | 5% of amount being repaid until 30/11/2013 |
| 5.59% Fixed | 5.2% APR | 70% | 5.59% fixed rate until 01/12/2012 then reverting to the lender's standard variable rate which is currently 4.79% for the remainder of the term. This product is available up to 70% LTV and the rental calculation is 120% at payrate. An application fee will apply. | £1995 | 4% of the outstanding balance as of 1st January until 01/12/2012 |
IMPORTANT! Due to current market conditions, lenders are withdrawing and replacing products with little or no notice.
Please check our website regularly to see the most up-to-date products available.
Please visit www.propertyhawk.co.uk and click on Mortgages to search the full product range and find a buy-to-let mortgage to suit your specific personal circumstances.
Email: info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446
Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.
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