Best buy-to-let lender?

I came across a recent article which claims that HSBC was the most competitive lender through 08. This got me to thinking who is the best buy-to-let lender. I like the Mortgage Business who are owned by the Nationwide. They have kept interest rates low but were not tempted by the excesses of lending shown by some lenders during the credit boom.

Who do you think is the best buy-to-let lender - post your views below.

Buy-to-let mortgage latest:

• Bank of Ireland Mortgages
• All buy-to-let MORTGAGE PRODUCTS withdrawn, w.e.f. c.o.b. 9.1.09....more
• 09 Jan 2009
• Bristol & West Mortgages
• All buy-to-let MORTGAGE PRODUCTS withdrawn, w.e.f. c.o.b. 9.1.09....more
• 09 Jan 2009
• Northern Bank (NI)
• Buy-to-let VARIABLE BASE RATE TRACKER MORTGAGE reduced by 0.50%. w.e.f. 9.1.09....more
• 09 Jan 2009
• Birmingham Midshires Solutions
• ALL buy-to-let VARIABLE BASE RATE TRACKERS reduced by 0.50% w.e.f. 8.1.09....more
• 09 Jan 2009
• Britannia BS
• Buy-to-let STANDARD VARIABLE MORTGAGE RATE reduced to 4.99%, w.e.f. 1.12.08. FIXED RATE MORTGAGES of 7.69% for 2 years & 7.39% for 5 years, now have fees of £599, w.e.f. 9.1.09....more
• 09 Jan 2009
• RBS IP NatWest
• END DATES on buy-to-let FIXED RATES extended to 31 March, w.e.f. 9.1.09....more
• 09 Jan 2009
• Bath BS
• NEW FIXED RATES of 5.75% & 5.99% for 2 years and NEW VARIABLE RATE MORTGAGE for holiday lets only of 5.74% for term launched, w.e.f. 8.1.09....more
• 09 Jan 2009
• Northern Rock
• END-DATES on buy-to-let MORTGAGES extended to 1.3.11, w.e.f. 8.1.09....more
• 08 Jan 2009
• Giraffe Money
• Buy-to-let FIXED RATE MORTGAGE of 7.99% to 31.3.14 withdrawn, w.e.f. 7.1.09....more
• 08 Jan 2009
• Lloyds TSB Scotland
• Buy-to-let VARIABLE TRACKER RATE MORTGAGES withdrawn, w.e.f. 7.1.09....more
• 08 Jan 2009
• NatWest Int Personal Banking
• Buy-to-let VARIABLE BASE RATE TRACKER MORTGAGES reduced by 0.50%, w.e.f. 8.1.09....more
• 08 Jan 2009
• Royal Bank of Scotland Int Ltd
• Buy-to-let VARIABLE BASE RATE TRACKER MORTGAGES reduced by 0.50%, w.e.f. 8.1.09....more
• 08 Jan 2009
• Cheltenham & Gloucester
• ALL Buy-to-let VARIABLE TRACKER RATE MORTGAGES withdrawn w.e.f. 8.1.09....more
• 08 Jan 2009
• Leeds BS
• Buy-to-let VARIABLE MORTGAGE RATE reduced by 0.45% to 5.79% w.e.f. 8.1.09....more
• 07 Jan 2009
• Bank of Scotland Int Ltd
• Buy-to-let VARIABLE TRACKER RATE MORTGAGE of 6.50% for term withdrawn....more
• 07 Jan 2009
• The Mortgage Works
• NEW Buy-to-let FIXED RATE MORTGAGE of 3.49% to 31.3.10 and VARIABLE TRACKER RATE MORTGAGE of 3.99% to 31.3.10, w.e.f. 6.1.09....more
• 06 Jan 2009
• Platform
• All buy-to-let MORTGAGE PRODUCTS re-launched as per previous range, w.e.f. 5.1.09....more
• 05 Jan 2009