Merry Christmas to all you darling landlords out there.
I hope that 2009 brings a more positive and profitable climate for buy-to-let investment.
But we shouldn't hold our breath.
Landlords should make merry over the festive season because 2009 might be the year to bring out your inner Scrooge and tighten belts.
Your darling Margo
Warmth and love to all landlords
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