Landlord insurance - how much?

A landlord who wants to calculate how much landlord insurance cover they need should start by finding out details about their buy-to-let investment property such as the: type of building, size in square metres, area. Using this information it is then possible to calculate the rebuild costs for your buy-to-let property.

Where do I get landlord insurance at discounted rates

To do this a landlord needs to use a rebuilding estimator such as the one found on the Building Cost Information Service (BCIS) website

This calculator takes account of the area that the building to be insured is in, the type of property and its’ construction and will then generate a reinstatement value on which to base the level of landlord insurance you require.

Remember that rebuild costs tend to rise each year so a landlord will need to raise their rebuild costs in line with building inflation costs. Most insurers will automatically raise the sum insured to take account of this.