Buy-to-let mortgage FREE EPC

Landlord should know by now that if they are selling or renting their buy-to-let property in England or Wales they will need a Energy Performance Certificate (EPC).

EPC should cost a landlord no more than £80 in fact recently I got one done locally for £65.

Now the Mortgage Works is offering an EPC free when a landlord takes out a new buy-to-let mortgage with them. The Mortgage Works which is part of the Nationwide Building Society has escaped much of the fallout in the Banking world by sticking to doing the basics. Borrowing money from it's savers to then lending out but not taking excessive risks.

Buy-to-let tracker rates are still very illusive but The Mortgage Works offer some of the most competitive fixed rate products.

• The Mortgage Works
• ALL 5 year buy-to-let FIXED RATES withdrawn and 2 & 3 year FIXED RATES withdrawn & replaced with products of 4.69%, 5.19% & 5.69% to 28.2.11 and 5.64% & 5.99% to 29.2.12 and for remortgages 5.49% to 28.2.11 & 6.34% to 29.2.12, w.e.f. 19.11.08. ...more

Further information, exclusion, terms and conditions for Buy to Let remortgage products with free EPCs

• Property value up to £500,000: Free standard valuation, free standard legal fees and free Energy Performance Certificate (EPC). Not available for properties in Scotland. Exclusions/additional charges may apply.
• Property value greater than £500,000: Standard valuation subsidised by £565 and, free Energy Performance Certificate (EPC). Free standard legal fees are not available. Not available for properties in Scotland. Exclusions/additional charges may apply.
• £500 cashback available as an alternative to free standard valuation, free standard legal fees and free Energy Performance Certificate (EPC) for properties in England, Wales and Scotland regardless of property value.
• Products available through TMW Online only.
• Range of fixed products available.
• Only applicable for Buy to Let remortgages on selected products.
• Remortgages are only acceptable after the property has been owned for a minimum of 6 months.
• Not available for limited companies.
• Rates are only secured once a full application and fee have been received
• Only available for single property applications - not available for applicants wishing to utilise The Mortgage Works' portfolio proposition, e.g. the averaging of LTV and rental cover across a portfolio of properties.