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Friday, August 18, 2017

Property prices - lies, damn lies and statistics

Looks like buyers are ignoring all the bad news on Brexit, etc.  If you believe the statistics...
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Thursday, August 17, 2017

London landlords fail to declare tax

Naughty ...Naughty! Remember landlords avoiding tax is perfectly legal. Tax evasion is against the law! Take advantage of our discounted landlord insurance rates

Wednesday, August 16, 2017

Skipton reduces BTL mortgage rates

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Tuesday, August 15, 2017

Mortgage market summary for June

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Residential property investors move focus North for UK rental yields


Property investors are moving their focus North away from London to Manchester in order to maximise rental yields as Stamp Duty and other regulatory changes bite.  Figures  show that investment in London by residential property investors has more than halved since the introduction of the Stamp Duty Surcharge in April 2016.  In the 1st quarter of 2017 there were just 1,126 mortgaged purchases by residential landlords compared to the average in preceding quarters of 2,500.  At the same time residential investment in Manchester has dipped far less.  Falling to 840 purchases by residential landlords compared to the average of 1000 in 2014 & 2015.

Many landlords are targeting rental yield over expected capital gains as the housing market in London slows after the introduction of much higher rates of Stamp Duty for investment properties.

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Monday, August 14, 2017

Regions leading student property investment

Student housing hotspots

Regional centres such as Southampton, Liverpool and Leicester are among the English cities to have seen the biggest growth in student housing owned by private landlords according to recent research.  Becoming a student landlord has been shown to have been a very profitable niche property investment over the last few decades as property prices continue to grow as student numbers have also continued to expand.

Student housing increasing

Countrywide has recently revealed figures that reveals that the number of homes lived in wholly by students has risen by 11,000.  Growth spots include Southampton (3,428), Liverpool (2,560) and Leicester (2,075). Other cities showing gains include Exeter, Brighton and Hove, Birmingham and Newcastle upon Tyne.

Landlords have been traditionally attracted to letting to students by the higher than average yields associated with multiple lets ( 2-3%).  The downside can be higher void periods in between lets and greater wear and tear associated with a multi let.

Room rents

The same research showed massive variations in average room rents from £280 in Sunderland and £414 in Southampton to £559 in Brighton and £752 in Tower Hamlets. Room rents reflect a degree the underlying capital values that landlords have to pay and the combination of the two translate into the overall property rental yield.

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Thursday, August 10, 2017

Drop in home repossessions

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House price growth flattest for 4 years - RICS

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Spanish Airbnbs to turn away tourists

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No landlords prosecuted over rubbish

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Natwest slashes BTL rates and fees

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Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.

Airbnb not paying fair share of tax

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Sharp jump in ex-pat BTL interest

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.

Wednesday, August 09, 2017

How to get your building listed

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Should social housing tenancies be time-limited?

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Castle Trust stress test BTL portfolios

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.

£65m Gov support for largest Build to Rent site

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Graph of global property wealth

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22% of res sales incur 3% SDLT surcharge

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House price growth easing says Halifax

halifax july house price index 2017
  • Three month change (May-July) - down 0.2% than (February-April), a 4th quarterly fall. 
  • (May-July 2017) price up 2.1% from (May-July 2016)
  • Monthly price (July) up 0.4%.

Halifax's Russell Galley comments:

“House prices continue to remain broadly flat, as they have since the start of the year. Prices in the three months to July were marginally lower than in the preceding three months, while the annual rate of growth has edged down from 5.7% in January to 2.1% in July; the lowest rate since April 2013.

The rise in the employment level by 175,000 in the three months to May helped push the unemployment rate down to 4.5%, the lowest since June 1975. However, this improvement in the jobs market has not, as yet, boosted wage growth, resulting in earnings rising at a slower rate than consumer prices. This squeeze on spending power, together with the impact on property transactions of the stamp duty changes in 2016 now being realised, along with affordability concerns, appear to have contributed to weaker housing demand.

However, a continued low mortgage rate environment, combined with an ongoing shortage of properties for sale, should help continue to support house prices over the coming months.” 

Read in full -  Halifax House Price Index 

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Total UK wealth tops £10tn

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Monday, August 07, 2017

Calls for Torys to build more homes

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Nobody can solve this housing crisis

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Labour urge delay in universal credit rollout

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Outrage - tenants labelled 'household pests'

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Shapps calls for 2m new homes by 2022

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Trouble is brewing for the housing market

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The changing uses of a home annexe

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UK rental growth bounces back to 1.1%

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