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FREE landlord softwareHe said: “I will ask the people of Kent what they want. If people want their money spent in a certain way than that is what we should give them.”
Wednesday, February 29, 2012
Buy to let police commissioner
The media acclaimed landlord and former maths teacher Fergus Wilson, wants to be elected as the new police commissioner for Kent.
He said: “I will ask the people of Kent what they want. If people want their money spent in a certain way than that is what we should give them.”
He said: “I will ask the people of Kent what they want. If people want their money spent in a certain way than that is what we should give them.”
Tuesday, February 28, 2012
Landlords should try to avoid surprises
The landlord of muslim extremist preacher Abu Qatada told the high court yesterday that he experienced "the worst day of his life" after journalists discovered
that Qatada was at the house. He told the court he did not realise that he had rented a house to a family related to freed radical cleric.
Tenant references for just £9.99
Sorry I couldn't resist the link.
Tenant references for just £9.99
Sorry I couldn't resist the link.
UK Asset Resolution Mismanagement
According to landlords UK Asset Resolution is mishandling many of the debt ridden property portfolios that were created through the overly gregarious lending of Northern Rock and Bradford and Bingley.
UK Asset Resolution was created by Government to try to manage and recover the £77billion bad mortgages from the banks that they were forced to take control of.
In This is Money article it describes some of the situations struggling landlords find themselves under UKAR stewardship, including poor management and rent collection, forced selling at below market rates and excessive fees.
Have any other landlords experienced problems with UK Asset Resolution or their agents?
BTL Mortgage Search - whole market
UK Asset Resolution was created by Government to try to manage and recover the £77billion bad mortgages from the banks that they were forced to take control of.
In This is Money article it describes some of the situations struggling landlords find themselves under UKAR stewardship, including poor management and rent collection, forced selling at below market rates and excessive fees.
Have any other landlords experienced problems with UK Asset Resolution or their agents?
BTL Mortgage Search - whole market
BTL mortgages - most popular
| Max LTV | Initial Rate | Term | Completion fee | Booking fee | Incentives | Overall Cost for Comparison |
| 80% | 5.79% Fixed | 2 Years | 2.5% | £130.00 | No | 7% APR |
| 80% | 5.49% Discount | 2 Years | 2.5% | £130.00 | No | 6.9% APR |
| 80% | 4.99% Fixed | Apr 30 2015 | 2% | £0.00 | Refund of valuation to a maximum of £500 and free legals for remortgages only. | 5.8% APR |
| 75% | 4.25% Discount | 2 Years | 2.5% | £250.00 | No | 5.5% APR |
| 75% | 4.78% Fixed | 2 Years | 2.5% | £130.00 | No | 6.8% APR |
| 70% | 4.25% Discount | 2 Years | 0% | £199.00 | Free valuation up to £335 for purchases and remortgages and free legals on remortgages only. | 6% APR |
| 60% | 2.99% Discount | 2 Years | £1249 | £250.00 | No | 5.2% APR |
| 60% | 3.25% Discount | 2 Years | £999 | £250.00 | Free valuation, property valued up to £1m | 5.2% APR |
| 60% | 5.49% Fixed | 2 Years | 2.5% | £130.00 | No | 6.9% APR |
Tel: 029 2069 5446
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Landlords remain positive
Portfolio landlords are feeling the pressure according to latest research on a panel of landlords conducted by BDRC continental.The number of portfolio landlords that reported a loss increased from 1% to 8% between the 3rd and 4th quarters.
Despite this landlords remain up beat about the prospects of buy-to-let with 80% saying they feel positive about the sector.
It seems that us landlords are a pretty positive bunch or maybe we just wear rose tinted glasses?
Landlord insurance - instant quotes
Monday, February 27, 2012
DPS does a million
The Deposit Protection Service (DPS) has apparently paid back it's millionth deposit. Well congratulations to the tenant apparently located in the South East of England. Will they get a prize, a cake or perhaps one of those comedy cheques much beloved by the Pools companies back in the day.
Despite scepticism the protection of tenants deposits generally seems to work well unless there are complications. What tenancy doesn't have complications though.
The DPS currently protects 840,000 deposits amounting to £660 million.
Have a look a my recent tribulations with the DPS trying to pay my tenants back their tenancy deposit.
Generally despite the odd software dead end ….they ain't doing a half bad job.
Landlord insurance - 5 star insurance
Despite scepticism the protection of tenants deposits generally seems to work well unless there are complications. What tenancy doesn't have complications though.
The DPS currently protects 840,000 deposits amounting to £660 million.
Have a look a my recent tribulations with the DPS trying to pay my tenants back their tenancy deposit.
Generally despite the odd software dead end ….they ain't doing a half bad job.
Landlord insurance - 5 star insurance
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