Take advantage of our discounted landlord insurance ratesLandlords raise rents as tenant numbers grow - https://t.co/GQgalVzXGN Landlords have seized the opportunity to raise rents as growing numbers of tenants search for somewhere to live, a survey from the ... pic.twitter.com/xV2eztTdnO
— Mortgage Solutions (@mortgagesols) July 30, 2020
Friday, July 31, 2020
Landlords raise rents as tenant numbers grow
House prices bounced back in July
Take advantage of our discounted landlord insurance ratesHouse prices bounced back in July, says Nationwide https://t.co/qO1tmkXd8C
— BBC Business (@BBCBusiness) July 31, 2020
Tuesday, July 28, 2020
Stamp duty cut only benefited London
Take advantage of our discounted landlord insurance ratesCut in stamp duty has only really benefited London, says Zoopla https://t.co/Ft5Ye2XWVR
— Guardian Money (@guardianmoney) July 27, 2020
Longer Notice Periods in Wales
— Property Hawk (@landlordnews) July 28, 2020Take advantage of our discounted landlord insurance rates
Coronavirus Rules for Eviction Claims
Take advantage of our discounted landlord insurance ratesThe New Coronavirus Rules for Eviction Claims- - https://t.co/uKnVeJcxM0 #landlordlaw pic.twitter.com/DR27sWVMjz
— Tessa Shepperson (@TessaShepperson) July 28, 2020
New Stamp Duty Guide - ARLA
Take advantage of our discounted landlord insurance ratesStamp Duty cut:
— ARLA Propertymark (@arla_uk) July 28, 2020
✅ No stamp duty paid on the first £500,000 for main residence
✅ 3% SDLT paid on the first £500,000 for additional homes
✅ Runs until 31 March 2021
More details for your landlords and customers in our guide 👉 https://t.co/QZih0vMj27#housingmarket #stampduty
Monday, July 27, 2020
Eviction notices during lockdown
Take advantage of our discounted landlord insurance ratesPrivate #renters handed eviction notices during lockdown despite ban https://t.co/lIwcxbn3ST
— @propertytalk (@PropertyTalk) July 27, 2020
New permitted development rights
Take advantage of our discounted landlord insurance ratesNew permitted development rights will be an affordable housing get-out. Soon people can demolish housing/offices with
— John Bibby (@JohnBibby4) July 27, 2020
- a footprint of up to 1000m2
- up to 18m tall
…and rebuild housing with no affordable homes. That’s big. If you want to know how big, watch the vid 🏗 pic.twitter.com/UYI9M6Jtfn
Residential Market Outlook: KF
Take advantage of our discounted landlord insurance ratesWhen does property market activity get back to normal?
— Tom Bill (@TomBill_KF) July 27, 2020
Residential Market Outlook: Week Beginning 27 July 2020 https://t.co/cv4oDvucUy
Updated coronavirus guidance for landlords and tenants
Take advantage of our discounted landlord insurance ratesThe government has updated its coronavirus guidance for landlords and tenants, and we’ve published a helpful summary on our website.
— National Housing Federation (@natfednews) July 24, 2020
💻 https://t.co/PKH5s2o5L1 pic.twitter.com/btZwXAMjgs
Welsh landlords need 6 months notice
Take advantage of our discounted landlord insurance ratesLandlords in #Wales will need to give tenants six months’ notice when taking possession of their property - except in cases of anti-social behaviour - under new rules announced by the Welsh Government this week.https://t.co/XmBCVmTgGN
— NRLA - National Residential Landlords Association (@NRLAssociation) July 25, 2020
End to possession proceedings pause
Take advantage of our discounted landlord insurance ratesIn response to an urgent question by the Shadow Housing Secretary, Housing Minister, Chris Pincher MP has said that an end to the pause on possession proceedings starting from today, 23 August is an important step.
— ARLA Propertymark (@arla_uk) July 25, 2020
Here are the rules: https://t.co/Up5T9fIS5m pic.twitter.com/1R7PuBiwjq
Would you use a £99 estate agent?
Take advantage of our discounted landlord insurance ratesWould you use a £99 estate agent or is it too much of a risk? @jeremyleaf comments https://t.co/ApUN2DUU9P via @ThisIsMoney
— Melanie Bien (@melaniebien) July 27, 2020
ARLA - landlord taxation webinar
Take advantage of our discounted landlord insurance ratesWEBINAR: Taxation for Residential Landlords, 28 July.
— ARLA Propertymark (@arla_uk) July 27, 2020
An update on the tax changes facing residential landlords including tax planning ideas.https://t.co/EHknZASMo3 pic.twitter.com/Y5qVmmf3s8
Growing popularity for limited company buy-to-let
At Property Hawk Mortgages we have seen a rise in the number of limited company buy-to-let applications being submitted. So far in 2020, over 30 per cent of new mortgages each month have been in the name of a Special Purpose Vehicle (SPV) or trading company.
Popular mortgages for limited company buy-to-let (correct at date of publishing)
For standard properties:
Lender
|
Initial Rate
|
Type
|
Loan-to-value
|
Lender fee
|
Incentives
|
Bath BS
|
2.65%
|
2-year discount
|
70%
|
£1195
|
|
Paragon
|
2.95
|
2-year fixed
|
70%
|
1%
|
Free valuation
|
TMW
|
3.09%
|
5-year fixed
|
75%
|
£1995
|
Free valuation
|
Foundation Home Loans
|
3.24%
|
5 year fixed
|
75%
|
2%
|
For HMOs and multi-unit blocks:
Lender
|
Initial eate
|
Type
|
Loan-to-value
|
Lender fee
|
Incentives
|
Paragon
|
3.05%
|
2-year fixed
|
70%
|
1%
|
Free valuation
|
The Mortgage Lender
|
3.38%
|
2-year fixed
|
70%
|
2.5%
|
|
Masthaven
|
3.54%
|
2-year fixed
|
75%
|
2%
|
|
Zephyr Homeloans
|
3.99%
|
5-Year fixed
|
75%
|
1.5%
|
Limited company benefits
This comes as no surprise as there are several benefits to using a corporate structure for running a buy-to-let property business. Many landlords opt to use an SPV as it can be financially advantageous and tax efficient. Since the government announced the phasing out of mortgage interest tax relief by 2020, there are now more reasons to consider the limited company route to reduce tax liabilities.
In terms of buy-to-let mortgage options, limited company products can also provide advantages to landlords as the PRA regulations relating to rent stress tests for personal applications are not applicable (a rent stress test is the calculation that lenders use to determine how much they will lend to you).
It means that the rental calculations can be more achievable for SPVs – typically at 125 per cent at 5 per cent or at the pay rate for 5-year fixed rates – which may allow applicants to borrow more through a limited company.
Wide choice of mortgages
There is growing competition among lenders for limited company buy-to-let – we currently have around 30 different lenders on our panel - which means that there are some keenly priced rates available. Historically, limited company mortgages were considerably more expensive than personal name rates, but the gap is closing with some lenders now offering the same rates for both applicant types.
Setting up an SPV is a simple, cheap process which can be completed online within 24 hours via Companies House. Most lenders will lend to newly established SPVs providing they are set up for the sole purpose of letting and managing property. For this reason, it is important that the limited company is registered with the correct SIC code – normally 68100, 68209, 68320 or 68201.
Stamp Duty costs
For existing landlords who are considering transferring their properties to an SPV it is recommended that you seek professional tax advice before proceeding. Moving properties from a personal name to a corporate entity involves a sale and purchase transaction which means that Stamp Duty Land Tax and Capital Gains Tax is payable.
Stamp Duty costs may be a deterrent to large portfolio landlords, but there are circumstances where incorporation relief may be granted by the Inland Revenue if it can be demonstrated that the portfolio is run as a business partnership – again tax advice is recommended in this scenario.
We expect the proportion of buy-to-let mortgages arranged via a limited company will continue to grow over the next 12 months as landlords realise the financial ramifications of the changes to mortgage interest tax relief now that it has been completed phased out.
Property Hawk Mortgages is a specialist in the buy-to-let mortgage market. We have a wealth of knowledge and are dedicated to helping UK landlords find the best financial products and services available to them.
Use our free online mortgage search tool at Property Hawk Mortgages
Use our free online mortgage search tool at Property Hawk Mortgages
Call us now on 029 2069 5446
Visit www.propertyhawkbtlmortgages.co.uk
Friday, July 24, 2020
New possession rules
Take advantage of our discounted landlord insurance ratesNew possession rules focus on 'reactivation notice' and assurances that #COVID19 impact has been taken into account. Here's what you need to know: https://t.co/nlqhaTEpA1
— NRLA - National Residential Landlords Association (@NRLAssociation) July 24, 2020
Thursday, July 23, 2020
BTL lenders unveil raft of criteria changes and rate cuts
Take advantage of our discounted landlord insurance ratesBTL lenders unveil raft of criteria changes and rate cuts https://t.co/Y2edQjBToz
— Mortgage Strategy (@MortgageStrat) July 21, 2020
Wednesday, July 22, 2020
Home owners permitted to add two extra floors
Take advantage of our discounted landlord insurance ratesHome owners in England permitted to add two extra floors https://t.co/FmA6VXp7qu
— BBC Business (@BBCBusiness) July 21, 2020
Leasehold property sales could be banned
Take advantage of our discounted landlord insurance ratesLeasehold property sales could finally be banned
— Which? Money (@WhichMoney) July 21, 2020
⟶ https://t.co/ioEzfDCHIl
We analyse how today’s announcement could be significant news for homebuyers in future and we explain what it means for homeowners trapped in unsellable leasehold houses.
Leasehold proposals remove barriers
Take advantage of our discounted landlord insurance ratesLeasehold proposals remove barriers for home sellers https://t.co/XwdHzIwI66
— Investors Chronicle (@IChronicle) July 22, 2020
1 in 5 millennials renting in retirement
Take advantage of our discounted landlord insurance ratesOne in five millennials may be renting in retirement: OneFamilyhttps://t.co/6G21idCdwV
— Mortgage Strategy (@MortgageStrat) July 21, 2020
Savills Covid advice for the rental market
Take advantage of our discounted landlord insurance ratesStrict safety protocols and technology remain key in the reopened rental markets across the UK.
— Savills (@Savills) July 21, 2020
In our latest blog, we answer some key questions for landlords and tenants, from how we conduct viewings to advice for those experiencing financial difficulty: https://t.co/IcCNdGWRjF pic.twitter.com/JpGzkh720y
New possession rules
Take advantage of our discounted landlord insurance ratesNew possession rules focus on 'reactivation notice' and assurances that #COVID19 impact has been taken into account https://t.co/nlqhaTEpA1
— NRLA - National Residential Landlords Association (@NRLAssociation) July 21, 2020
New planning laws introduced
Take advantage of our discounted landlord insurance ratesLaws we’re introducing today will speed up the delivery of more new homes and provide a real boost to our town centres and high streets 🛍
— Christopher Pincher (@ChrisPincher) July 21, 2020
There’ll be even more to come with our planning policy paper.https://t.co/jsuMw2NChY
Landlords to make shed sized flats
Take advantage of our discounted landlord insurance ratesOnly 3.5% of homes created under "permitted development" had access to private outdoor space and some had no windows or very limited natural light because of “contrived layouts”. | @oliver_wright @billykenber for @thetimes https://t.co/XMDopjccSW
— Times Property (@TimesProperty) July 22, 2020
Covid and prime rental markets
Take advantage of our discounted landlord insurance ratesIn our latest research, we explore how Covid-19 has impacted the prime #rental markets.
— Savills (@Savills) July 22, 2020
Tenant demand remains remarkably robust but an increasing amount of stock from short lets has put pressure on London rents.
Read more: https://t.co/G8POfFxIhQ pic.twitter.com/qq9mEikBLZ
Tuesday, July 21, 2020
Changes to Civil Procedure rules
Take advantage of our discounted landlord insurance ratesBLOG: NRLA policy and campaigns director Chris Norris writes about what landlords need to know about changes to Civil Procedure rules, announced on Friday https://t.co/2Qdz49lXi6
— NRLA - National Residential Landlords Association (@NRLAssociation) July 21, 2020
Property sales still in coronavirus slump
Take advantage of our discounted landlord insurance ratesUK property sales still in coronavirus slump https://t.co/9moPOeFeIQ
— BBC Business (@BBCBusiness) July 21, 2020
Navigating the new normal in buy-to-let
The UK housing market has opened up since the end of May, with visual inspections resuming albeit more quickly in England. This means that buy-to-let mortage lenders are also returning to a more normal approach to business. However, the recovery of the market will take time.
Positive improvements in the marketplace have seen many lenders launching new product ranges, offering higher loan-to-values (LTVs) particularly in the 75 per cent LTV bracket, providing more options for landlords. However, there is still a lack of competition in the 80 per cent LTV bracket which could create difficulties for landlords who are more highly leveraged when looking to remortgage.
Now that physical valuations can be carried out, some lenders have returned to more complex lending such as on HMOs, multi-unit blocks and limited company applications. Foundation Home Loans recently launched a selection of packager exclusives for standard and large HMOs which are available through selected partners including ourselves. However, it was disappointing to see Barclays withdraw from both multi-unit and limited company lending.
There are also competitively priced buy-to-let mortgages available for standard properties from high street lenders and some excellent product transfer rates for existing customers, including a 1 per cent 1-year fixed rate currently being offered by TMW.
It is likely that the marketplace will continue to develop in the coming weeks as more lenders respond to the new normal and we may see more options in niche areas of lending such as for holiday let properties.
There has been a fair amount of concern about the impact of coronavirus on the ability of tenants to pay rent during the crisis and the effect this could have on landlords. Given the government ban on starting the eviction process before the end of August, some pundits predicted that there could be a surge in eviction applications post-Covid-19.
However, a poll commissioned by the RNLA questioned over 2000 tenants and 90 per cent had been paying their rent as usual, which suggests that a concern over a spike in evictions could be unfounded. 84 per cent had not needed any support from their landlord, and of those that did three quarters received a positive outcome.
Even though this report paints a good picture, there are some landlords having trouble collecting rent for their properties who have applied for a mortgage holiday with their buy-to-let lender. This may provide a short-term solution, but how will it affect a landlord’s ability to access finance post-coronavirus?
Although applying for a mortgage holiday will not affect a customer’s credit file, lenders may reasonably ask why it was needed.As they assess the risk of lending to an applicant, lenders will want reassurance that there aren’t any existing financial issues with the property, portfolio or business in question. This may make it more complicated for those who have taken a mortgage holiday when they seek further finance, but it remains to be seen how this will play out.
As the UK housing market gains momentum, landlords may be looking for their next opportunity to expand their portfolio and considering the most cost-effective way of doing this. There have been questions around whether landlords who run their property business via a limited company could use the government-backed Bounce Back Loan Scheme to fund further property purchases.
Small businesses can apply for up to £50,000 with no interest to pay for the first 12 months, after which the interest rate is 2.5 per cent. This could seem like a relatively cheap way to raise a deposit;however, lenders do not normally accept loans as a source of deposit and using the BBLS to profit from further property purchases is not the intention of the scheme.
Overall, the buy-to-let mortgage market is making a steady recovery and this is likely to continue in the coming weeks and months, providing more options for landlord clients.
Property Hawk Mortgages is a specialist in the buy-to-let mortgage market. We have a wealth of knowledge and are dedicated to helping UK landlords find the best financial products and services available to them.
Use our free online mortgage search tool at Property Hawk Mortgages
Please let us know how we can support you, we are here to help.
Call us now on 029 2069 5446
Thursday, July 16, 2020
Rents rise in England but slide in London
Take advantage of our discounted landlord insurance ratesRents rise in England but slide in London as Covid-19 affects market https://t.co/a2ZsqPgTiX
— Property Hawk (@landlordnews) July 16, 2020
Prime Country House Index - Q2 2020
Take advantage of our discounted landlord insurance ratesNow available: UK Prime Country House Index - Q2 2020 | Knight Frank Research @knightfrank https://t.co/MyhQUdGECP
— Chris Druce (@ChrisDruce_KF) July 15, 2020
Record rents outside London
Take advantage of our discounted landlord insurance ratesRecord #rents outside #London, though #landlord shift from #holiday lets sees capital’s rents fall https://t.co/vl1VOAlyZ6 pic.twitter.com/0O8erFBiTq
— Estate Agent Networking (@EAUKNetworking) July 16, 2020
Wednesday, July 15, 2020
Possession proceedings during lockdown
Take advantage of our discounted landlord insurance ratesUK #COVID-19: Residential possession proceedings during lockdown: is the new practice direction too wide to work? Tim Reid, Senior Associate, Hogan Lovells, comments. #ResidentialPossession #Evictionshttps://t.co/xf2nNDzbUx
— The Negotiator (@TheNeg) July 15, 2020
‘No DSS’ discrimination now unlawful
Take advantage of our discounted landlord insurance rates‘No DSS’ discrimination is outdated and grossly unfair, and we now have confirmation that it is unlawful under the Equality Act. #EndDSSDiscrimination🔒
— Shelter (@Shelter) July 15, 2020
📰@NewStatesman with more on the momentous ruling.https://t.co/aDy2fVZbKA
Electrical safety standards - FAQs
Take advantage of our discounted landlord insurance rates🤔 Answer the uncertainties of your customers on the new electrical safety standards
— ARLA Propertymark (@arla_uk) July 15, 2020
We've produced an FAQ for landlords to help clear things up 🙌https://t.co/dnlNnIdzrm pic.twitter.com/sbOPeEacWV
Wales stamp duty cut excludes BTLs
Take advantage of our discounted landlord insurance ratesWales stamp duty cut excludes BTL and second homes - https://t.co/JUeQtPgccs The Welsh Government is removing stamp duty temporarily for home purchases of less than £250,000 from 27 July. pic.twitter.com/GXuAlhoog1
— Mortgage Solutions (@mortgagesols) July 15, 2020
House prices could drop 12% next year
Take advantage of our discounted landlord insurance ratesThe Office for Budget Responsibility says UK house prices could fall by as much as 12% next year. Is that likely? https://t.co/A2VnARSkX5 pic.twitter.com/I7VU2Fjg3A
— MoneyWeek (@MoneyWeek) July 14, 2020
Monday, July 13, 2020
Stamp duty savings may push up prices
Take advantage of our discounted landlord insurance ratesStamp duty savings may well be added to the asking price https://t.co/syI1Oyi1Y7
— Homes & Property (@HomesProperty) July 11, 2020
UK house prices go into a gentle decline
Take advantage of our discounted landlord insurance ratesUK house prices go into a gentle decline https://t.co/0CvTPVBbh6
— Property Hawk (@landlordnews) July 13, 2020
Camden licensing scheme renewed
Take advantage of our discounted landlord insurance ratesImportant news for landlords with a rental property in #Camden https://t.co/o1GtrSOU9Y #HMO #licensing
— NRLA - National Residential Landlords Association (@NRLAssociation) July 11, 2020
Stamp duty holiday sparks demand
Take advantage of our discounted landlord insurance ratesEstate agents say stamp duty holiday has sparked demand > client @jeremyleaf comments in the Daily Mail https://t.co/XdnpIrsoQW via @ThisIsMoney
— Melanie Bien (@melaniebien) July 13, 2020
Improved PRS renter satisfaction
Take advantage of our discounted landlord insurance ratesICYMI: The proportion of private renters satisfied with their housing has risen, according to data published by the Government this week >> https://t.co/mZ6Mp3fKCk #EnglishHousingSurvey #prs #ukhousing pic.twitter.com/AajCGIyPYf
— NRLA - National Residential Landlords Association (@NRLAssociation) July 11, 2020
Prime London property outlook
Take advantage of our discounted landlord insurance ratesWhat is the outlook for #prime central #London house prices?@LucianCook explores in our recent blog: https://t.co/gfN4mlIzVc pic.twitter.com/Xwv86alcq5
— Savills (@Savills) July 10, 2020
What does the term Fleecehold mean?
Take advantage of our discounted landlord insurance ratesWhat does the term 'Fleecehold' mean? - View Article - https://t.co/tjTzZ4dnbT pic.twitter.com/UXF9lqF4L5
— Estate Agent Networking (@EAUKNetworking) July 13, 2020
Unlicensed Welsh landlords can't serve S8/S21s
Take advantage of our discounted landlord insurance ratesThe Court of Appeal gave a judgement last week: unlicensed #landlords in #Wales cannot serve S8/S21 notices and need a licensed agent or solicitor to do this for them.
— NRLAWales (@NRLAWales) July 13, 2020
Here, @NRLAssociation Legal Counsel @hmolawyer writes about the Jarvis vs Evans case.https://t.co/3RNPcagwhQ
Thursday, July 09, 2020
Post-lockdown bounce might run out of steam
Take advantage of our discounted landlord insurance ratesUK housing market's post-lockdown bounce 'might run out of steam' https://t.co/hhKIp0dMUr
— Guardian Money (@guardianmoney) July 8, 2020
Stamp duty holiday won’t ‘fix’ market
Take advantage of our discounted landlord insurance ratesStamp duty holiday won’t ‘fix’ property market, say experts - https://t.co/QRXUUXNxKl The stamp duty holiday announced by the chancellor is set to provide a welcome boost to the housing...
— Mortgage Solutions (@mortgagesols) July 9, 2020
Sunak's stamp duty cuts
Take advantage of our discounted landlord insurance ratesCan Rishi Sunak save the economy with stamp duty cuts and half-price meal deals? https://t.co/Rh4XHpXUDO pic.twitter.com/WbIugTiJ7q
— MoneyWeek (@MoneyWeek) July 9, 2020
Sector responds to Sunak's mini budget
Take advantage of our discounted landlord insurance ratesRishi Sunak’s mini Budget: sector responds to stamp duty cuts, green investment and employment plans https://t.co/Box95FCxMl #ukhousing pic.twitter.com/5ORQnxS8nH
— Inside Housing (@insidehousing) July 8, 2020
Energy efficiency investment welcomed
Take advantage of our discounted landlord insurance ratesInvestment in #energyefficiency improvements for rental homes is welcome says @NRLAssociation following todays #SummerStatement by @RishiSunak https://t.co/X0OiqTHIQ5
— NRLA - National Residential Landlords Association (@NRLAssociation) July 8, 2020
Landlords opportunity to expand portfolios
Take advantage of our discounted landlord insurance ratesLandlords have 'huge opportunity' to expand portfolios as stamp duty bills halved by chancellor - https://t.co/GKC18aOXcS The stamp duty holiday will app... pic.twitter.com/bhPTf2OQcM
— Mortgage Solutions (@mortgagesols) July 8, 2020
Stamp Duty reforms
Take advantage of our discounted landlord insurance rates#Budget announcement by #RishiSunak means no stamp duty will be liable on first £500,000 of any purchase until 31 March 2021. #StampDuty #Holidayhttps://t.co/RuqASHfTfI
— The Negotiator (@TheNeg) July 9, 2020
Buyer demand up as supply hits a low
Take advantage of our discounted landlord insurance ratesBuyer demand on the up as supply nears all time low – RICS - https://t.co/Myxk6iZZk3 Buyer demand increased in June but the average number of properties on agent’s books are close to an ... pic.twitter.com/LT59OVDnje
— Mortgage Solutions (@mortgagesols) July 9, 2020
Monday, July 06, 2020
Can I buy a flat in my name only?
Take advantage of our discounted landlord insurance ratesCan I buy a flat in my name only and exclude my husband? https://t.co/9Re5gXWGtW
— Guardian Money (@guardianmoney) July 6, 2020
London apartments taking 'Covid cuts'
Take advantage of our discounted landlord insurance ratesPrices and rents for London apartments with no outdoor space are taking “Covid cuts” of up to 10% https://t.co/RyFN5HjFx2
— Homes & Property (@HomesProperty) July 6, 2020
Number of renters in arrears doubles
Take advantage of our discounted landlord insurance ratesCoronavirus: Number of renters in arrears doubles, says charity https://t.co/TgAGZ12FFe
— BBC News (UK) (@BBCNews) July 6, 2020
250,000 renters at risk of eviction
Almost a quarter of a million renters at risk of eviction when ban lifts, says Shelter https://t.co/eANllDEWid #ukhousing pic.twitter.com/c99qiULM2y
— Inside Housing (@insidehousing) July 6, 2020
Take advantage of our discounted landlord insurance ratesNRLA disputes Shelter eviction claims https://t.co/Gcd9l0I4a8
— Mortgage Introducer (@MortgageChat) July 6, 2020
High value country houses - boom
Take advantage of our discounted landlord insurance ratesWhat is the one sector of the property market where prices have held up best during the pandemic? @ChrisDruce_KF has the answerhttps://t.co/JnbxkL5sDJ
— Tom Bill (@TomBill_KF) July 6, 2020
Thursday, July 02, 2020
Gardens a must-have feature
Take advantage of our discounted landlord insurance rates‘Lockdown has made gardens a must-have feature’ – poll result - https://t.co/w78qgQ9gZ7 As lockdown restrictions and health concerns limited people’s ability to move about freely, t... pic.twitter.com/mPWl9t258X
— Mortgage Solutions (@mortgagesols) July 1, 2020
Property prices fell by 0.1% in the year
\ Take advantage of our discounted landlord insurance ratesProperty prices fell by 0.1% in the year to June, the first time that annual house price growth has dipped since 2012 | @gurpreetnarwan @strydo https://t.co/ZLZi720GkP
— Bricks & Mortar (@TimesProperty) July 2, 2020
ONS sheds light on housing market slowdown
Take advantage of our discounted landlord insurance ratesONS sheds light on housing market slowdown https://t.co/2iv4QdokwT
— Mortgage Strategy (@MortgageStrat) July 2, 2020
Oxford is the worst place to rent
Take advantage of our discounted landlord insurance ratesForget #London, #Oxford is the #UK’s worst place to #rent https://t.co/p86Au5IgH7 pic.twitter.com/vVBcpRMP5L
— Estate Agent Networking (@EAUKNetworking) July 2, 2020