Property Hawk the landlord's homepage since 2006
Free Tenancy Agreement FREE tenancy agreement
Free Landlord Software FREE landlord software
Home | Property Manager | Free ASTs | Landlord Forms | Mortgages | Insurance | Inventory | Magazine | Landlords Bible | Directory | Forum | Training | News / Blog |

Monday, August 21, 2017

UK homemakers fall by 2 pc

Take advantage of our discounted landlord insurance rates

Rightmove house price data for Aug

Take advantage of our discounted landlord insurance rates

1 in 10 own second homes

Take advantage of our discounted landlord insurance rates

BM Sol. unveils portfolio lending details

Take advantage of our discounted landlord insurance rates

Boom in micro homes

Take advantage of our discounted landlord insurance rates

The Airbnb boost to property prices

Take advantage of our discounted landlord insurance rates

Northants leads Midlands mini-boom

Take advantage of our discounted landlord insurance rates

Gap in the Housing Act - possessions

Take advantage of our discounted landlord insurance rates

Equity release boost for BTL market

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.

House price growth to slow to 1.5%

Take advantage of our discounted landlord insurance rates

Friday, August 18, 2017

Property prices - lies, damn lies and statistics

Looks like buyers are ignoring all the bad news on Brexit, etc.  If you believe the statistics...
Take advantage of our discounted landlord insurance rates

Thursday, August 17, 2017

London landlords fail to declare tax

Naughty ...Naughty! Remember landlords avoiding tax is perfectly legal. Tax evasion is against the law! Take advantage of our discounted landlord insurance rates

Tuesday, August 15, 2017

Mortgage market summary for June

Take advantage of our discounted landlord insurance rates

Residential property investors move focus North for UK rental yields


Property investors are moving their focus North away from London to Manchester in order to maximise rental yields as Stamp Duty and other regulatory changes bite.  Figures  show that investment in London by residential property investors has more than halved since the introduction of the Stamp Duty Surcharge in April 2016.  In the 1st quarter of 2017 there were just 1,126 mortgaged purchases by residential landlords compared to the average in preceding quarters of 2,500.  At the same time residential investment in Manchester has dipped far less.  Falling to 840 purchases by residential landlords compared to the average of 1000 in 2014 & 2015.

Many landlords are targeting rental yield over expected capital gains as the housing market in London slows after the introduction of much higher rates of Stamp Duty for investment properties.

Take advantage of our discounted landlord insurance rates

Monday, August 14, 2017

Regions leading student property investment

Student housing hotspots

Regional centres such as Southampton, Liverpool and Leicester are among the English cities to have seen the biggest growth in student housing owned by private landlords according to recent research.  Becoming a student landlord has been shown to have been a very profitable niche property investment over the last few decades as property prices continue to grow as student numbers have also continued to expand.

Student housing increasing

Countrywide has recently revealed figures that reveals that the number of homes lived in wholly by students has risen by 11,000.  Growth spots include Southampton (3,428), Liverpool (2,560) and Leicester (2,075). Other cities showing gains include Exeter, Brighton and Hove, Birmingham and Newcastle upon Tyne.

Landlords have been traditionally attracted to letting to students by the higher than average yields associated with multiple lets ( 2-3%).  The downside can be higher void periods in between lets and greater wear and tear associated with a multi let.

Room rents

The same research showed massive variations in average room rents from £280 in Sunderland and £414 in Southampton to £559 in Brighton and £752 in Tower Hamlets. Room rents reflect a degree the underlying capital values that landlords have to pay and the combination of the two translate into the overall property rental yield.

Student Landlord insurance - specialist providers

Thursday, August 10, 2017

Drop in home repossessions

Take advantage of our discounted landlord insurance rates

House price growth flattest for 4 years - RICS

Take advantage of our discounted landlord insurance rates

Spanish Airbnbs to turn away tourists

Take advantage of our discounted landlord insurance rates

No landlords prosecuted over rubbish

Take advantage of our discounted landlord insurance rates

Natwest slashes BTL rates and fees

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.

Airbnb not paying fair share of tax

Take advantage of our discounted landlord insurance rates

Sharp jump in ex-pat BTL interest

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.

Wednesday, August 09, 2017

How to get your building listed

Take advantage of our discounted landlord insurance rates

Should social housing tenancies be time-limited?

Take advantage of our discounted landlord insurance rates

Castle Trust stress test BTL portfolios

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.

£65m Gov support for largest Build to Rent site

Take advantage of our discounted landlord insurance rates

Graph of global property wealth

Take advantage of our discounted landlord insurance rates

22% of res sales incur 3% SDLT surcharge

Take advantage of our discounted landlord insurance rates

House price growth easing says Halifax

halifax july house price index 2017
  • Three month change (May-July) - down 0.2% than (February-April), a 4th quarterly fall. 
  • (May-July 2017) price up 2.1% from (May-July 2016)
  • Monthly price (July) up 0.4%.

Halifax's Russell Galley comments:

“House prices continue to remain broadly flat, as they have since the start of the year. Prices in the three months to July were marginally lower than in the preceding three months, while the annual rate of growth has edged down from 5.7% in January to 2.1% in July; the lowest rate since April 2013.

The rise in the employment level by 175,000 in the three months to May helped push the unemployment rate down to 4.5%, the lowest since June 1975. However, this improvement in the jobs market has not, as yet, boosted wage growth, resulting in earnings rising at a slower rate than consumer prices. This squeeze on spending power, together with the impact on property transactions of the stamp duty changes in 2016 now being realised, along with affordability concerns, appear to have contributed to weaker housing demand.

However, a continued low mortgage rate environment, combined with an ongoing shortage of properties for sale, should help continue to support house prices over the coming months.” 

Read in full -  Halifax House Price Index 

Take advantage of our discounted landlord insurance rates

Total UK wealth tops £10tn

Take advantage of our discounted landlord insurance rates

Monday, August 07, 2017

Calls for Torys to build more homes

Take advantage of our discounted landlord insurance rates

Nobody can solve this housing crisis

Take advantage of our discounted landlord insurance rates

Labour urge delay in universal credit rollout

Take advantage of our discounted landlord insurance rates

Outrage - tenants labelled 'household pests'

Take advantage of our discounted landlord insurance rates

Shapps calls for 2m new homes by 2022

Take advantage of our discounted landlord insurance rates

Trouble is brewing for the housing market

Take advantage of our discounted landlord insurance rates

The changing uses of a home annexe

Take advantage of our discounted landlord insurance rates

UK rental growth bounces back to 1.1%

Take advantage of our discounted landlord insurance rates

Thursday, August 03, 2017

Prime London Lettings Index - KF

Take advantage of our discounted landlord insurance rates

Leap in families affected by benefit gap

Take advantage of our discounted landlord insurance rates

BofE report on UK housing

Take advantage of our discounted landlord insurance rates

Landlords may dodge Energy Efficiency Standards

Take advantage of our discounted landlord insurance rates

Rents rise in home counties

Take advantage of our discounted landlord insurance rates

BofE keep interest rate at 0.25%

Take advantage of our discounted landlord insurance rates

How much can London landlords earn on Airbnb?

Take advantage of our discounted landlord insurance rates

This blog has been verified by Rise: Rbcce62c323fe5fecb655b7c4bbca4c47

No rent rise predicted



Take advantage of our discounted landlord insurance rates

UK house prices / mortgage rates graph

Take advantage of our discounted landlord insurance rates

Coventry BS reveals PRA friendly lending

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.

Wednesday, August 02, 2017

Foundation unveils 2.99%, 5 yr fixed, BTL

Take advantage of our discounted landlord insurance rates

Brexit forecast to stall rate hike

Take advantage of our discounted landlord insurance rates

Five new rental apps to know about

Take advantage of our discounted landlord insurance rates

Belfast's first 'built to rent' block

Take advantage of our discounted landlord insurance rates

Per/m2 property prices soar 232%

Take advantage of our discounted landlord insurance rates

1 in 5 estate agents at risk of going bust

Take advantage of our discounted landlord insurance rates

Students accuse landlords of discrimination

Take advantage of our discounted landlord insurance rates

House price to rise 2% this year

Take advantage of our discounted landlord insurance rates

The most affordable cities in the UK

Take advantage of our discounted landlord insurance rates

The truth can hurt

Take advantage of our discounted landlord insurance rates

Tuesday, August 01, 2017

HMRC made to refund Stamp Duty surcharges

Take advantage of our discounted landlord insurance rates

Landlords reluctant to let to under 35s on HB

Take advantage of our discounted landlord insurance rates

Quick property overhaul tips

Take advantage of our discounted landlord insurance rates

Landlord Portfolio Management Past+Future

Take advantage of our discounted landlord insurance rates

Every flat sold to foreign investors

Take advantage of our discounted landlord insurance rates

Nationwide report little change in house prices

The latest Nationwide House Price Index - (July 2017) shows little change; annual property price inflation fell slightly, to 2.9%.

nationwide house price index july17


Nationwide's Chief EconomistRobert Gardner comments : 

“The annual pace of house price growth remained broadly stable in July at 2.9%, only a touch lower than the 3.1% recorded in June.

On the surface, this appears at odds with recent signs of cooling in the housing market. The number of housing transactions dipped to their lowest level for eight months in June, while in the same month the number of mortgages approved for house purchase moderated to a nine-month low of c.65,000, outside the 3-6% range, that has been prevailing for most of the past two years.

This pattern looks set to be maintained in the near term. Survey data point to relatively sluggish levels of new buyer enquiries, but at the same time surveyors report that relatively few properties are coming onto the market.

Ultimately, housing market developments will depend on wider economic performance. The UK economy slowed noticeably in the first half of the year and there has been little to suggest a significant departure from recent trends in the quarters ahead.

While employment growth has remained relatively robust, household budgets are coming under pressure as wage growth is failing to keep up with the rising cost of living.

This suggests that housing market activity is likely to remain subdued, with the balance in the market shifting a little further towards buyers in the quarters ahead. 

Nevertheless, constrained supply is likely to continue to provide support for house prices and, as a result, we continue to expect prices to rise by c.2% over 2017 as a whole - only modestly lower than the levels recorded in recent months.”


Take advantage of our discounted landlord insurance rates

FCA concerns over 'Rent to Own'

Take advantage of our discounted landlord insurance rates

Melton ups BTL LTV from 60% to 75%

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.

Monday, July 31, 2017

Mortgage approvals dip but LTV grows

Take advantage of our discounted landlord insurance rates

UK mortgage approvals graph

Take advantage of our discounted landlord insurance rates

Ending Libor will have little impact

Take advantage of our discounted landlord insurance rates

Remember NIMBYs, well now meet YIMBYs

Take advantage of our discounted landlord insurance rates

Bloated London prices fuel exodus

Take advantage of our discounted landlord insurance rates

BM Sols PRA friendly BTL portfolio criteria

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.

West Midlands Landlord Conference

Take advantage of our discounted landlord insurance rates

10 yr UK regional house price growth

Take advantage of our discounted landlord insurance rates

Middle Eastern property investors set to pounce

Take advantage of our discounted landlord insurance rates

New tool lets you compare house prices

Take advantage of our discounted landlord insurance rates

10 years on from the crash - UK housing

Take advantage of our discounted landlord insurance rates

Interest rate - no change any time soon

Take advantage of our discounted landlord insurance rates

House price/earnings ratios for FTBs

Take advantage of our discounted landlord insurance rates

Friday, July 28, 2017

A slump in landlord's confidence

Take advantage of our discounted landlord insurance rates

Stamp duty rise fuelled by 3% surcharges

Take advantage of our discounted landlord insurance rates

Thursday, July 27, 2017

Property market still reeling from crisis

Take advantage of our discounted landlord insurance rates

Rental round up: comparing the indices

Take advantage of our discounted landlord insurance rates

Growth in equity release 'cash machine'

Take advantage of our discounted landlord insurance rates

When can my tenant withhold rent?

Take advantage of our discounted landlord insurance rates

Average rent in England by region

Take advantage of our discounted landlord insurance rates

Paragon posts strong quarterly results

Email:info@propertyhawkbtlmortgages.co.uk
Tel: 029 2069 5446

Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.

Wednesday, July 26, 2017

Stratford time-lapse development footage

Take advantage of our discounted landlord insurance rates

A commercial to residential conversion

Take advantage of our discounted landlord insurance rates

UK property funds still in favour

Take advantage of our discounted landlord insurance rates

Birmingham sees strong house price growth

Take advantage of our discounted landlord insurance rates