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Wednesday, November 14, 2012

Average LTV continues to increase

Average LTV on BTL property graph

As the buy-to-let mortgage market has expanded more lenders are now offering higher loan-to-value (LTV) products. There is a wide range of rates available up to 80% LTV and Kent Reliance still offers 85% LTV mortgages in its core range and for HMOs, limited companies and student lets.

The provision of higher LTV finance has, unsurprisingly, resulted in a noticeable rise in the average LTV for buy-to-let loan offers received by Property Hawk Mortgages during quarter three (72.63% compared with 67.30% in the previous quarter).



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