However, the average fixed rate for offers processed by Property Hawk Mortgages in Q2 2012 did increase more noticeably to 5.06% up from 4.82% in Q1 (the highest since the beginning of 2010), although this may reflect the wider availability of higher loan-to-value fixed rates which tend to be priced higher. It will be interesting to see how average fixed rate pricing varies during the second half of the year
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