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Monday, November 22, 2010

BTL mortgages - most popular

Interest RateOverall Cost for ComparisonMax LTVProduct DetailCompletion FeeEarly Repayment Charges
3.88% Tracker4.1% APR75%Variable tracker rate of BBR + 3.38% for the lifetime of the loan. This product is available up to 75% LTV and there is a rental calculation of 100% at a notional rate of 8.5%. An application fee will apply. Available on a repayment basis only and for loans up to £150,000. The completion fee is payable at offer stage. Refer all cases for fees and maximum LTV.0%1% of original balance being repaid for 1 year
4.1% Tracker5% APR60%Variable tracker rate of BBR + 3.60% for 2 years then reverting to a variable of BBR + 4.24% to give a current rate of 4.74% for the remainder of the term. The product is available up to 60% LTV and the rental calculation is 125% at the payrate. An application fee will apply.1.5%3% of amount being repaid for 2 years
4.69% Fixed5.2% APR60%Fixed rate of 4.69% until 31/12/2012 then reverting to the lender's standard variable rate (SVR) which is currently 4.99% for the remainder of the term.This product is available up to 60% LTV and the rental calculation is 125% at 4.99% (SVR). An application fee will apply. Free legal fees for remortgages.£9994% of original balance being repaid until 31/12/2012
4.8% Fixed5.2% APR75%Fixed rate of 4.80% until 01/02/2013 then reverting to a variable of BBR + 4.24% to give a current rate of 4.74% for the remainder of the term. The product is available up to 75% LTV and the rental calculation is 125% at the payrate. An application fee will apply.2.5%3% of amount being repaid until 01/02/2013
4.8% Tracker5.5% APR75%Variable tracker rate of LIBOR + 4.00% for 2 years then reverting to the lender's standard variable rate of 4.60% + 0.25% = 4.85% to the end of year 5, then for the remainder of the term, the lender's standard variable rate of 4.60% + 0.75% = 5.35%. The product is available up to 75% LTV and the rental calculation is 130% at 7%. Please note that the completion fee will increase by 0.25% on applications for HMOs, freehold houses split into flats and limited companies. An application fee will apply.2.25%3% of amount being repaid for 2 years
4.99% Fixed5.5% APR80%Fixed rate of 4.99% until 29/02/2012 then reverting to the lender's standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 80% LTV and there is a rental calculation of 125% at payrate. An application fee will apply.3% (min £595)5% of amount being repaid until 29/02/2012
4.99% Fixed5.5% APR75%Fixed rate of 4.99% until 28/02/13 then reverting to the lender's standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 75% LTV and there is a rental calculation of 125% at the pay rate. An application fee will apply.2.5% (min £595)5% of amount being repaid until 28/02/2013
5.19% Fixed5.2% APR70%Fixed rate of 5.19% until 31/01/2013 then reverting to a variable rate of BBR + 4.50% to give a current rate of 5.00% for the remainder of the term. This product is available up to 70% LTV and the rental calculation is 125% at a notional rate of BBR + 4.50%. An application fee will apply. Max loan £150,000.£9953% of the amount being repaid until 31/01/2012, then 2% of the amount being repaid until 31/01/2013
5.29% Fixed3.7% APR60%Fixed rate of 5.29% until 02/03/2013 then reverting to a variable rate of 2.49% over BBR to give a current rate of 2.99% for the remainder of the term. This product is available up to 60% LTV and there is a rental calculation of 125% at payrate. An application fee will apply. Available to ex-pats and foreign nationals.1.5% (min £1500)6 months interest at the Buy to Let Standard Variable Rate or fixed rate whichever is higher until 02/03/13
5.5% Fixed5.7% APR75%Fixed rate of 5.5% for 2 years then reverting to a variable rate of the lender's standard variable rate (SVR) + 0.25% to give a current rate of 4.85% for the remainder of the term. This product is available up to 75% LTV and there is a rental calculation of 130% at a 7% nominal rate. Please note that the completion fee will increase by 0.25% on applications for HMOs, freehold houses split into flats and limited companies. An application fee will apply.2.25%5% of amount being repaid for 2 years

IMPORTANT! Due to current market conditions, lenders are withdrawing and replacing products with little or no notice.
Please check our website regularly to see the most up-to-date products available.

Please visit www.propertyhawk.co.uk and click on Mortgages to search the full product range and find a buy-to-let mortgage to suit your specific personal circumstances.

Email: info@propertyhawkbtlmortgages.co.uk

Tel: 029 2069 5446

Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.


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