Property Hawk the landlord's homepage since 2006
Free Tenancy Agreement FREE tenancy agreement
Free Landlord Software FREE landlord software
Home | Property Manager | Free ASTs | Landlord Forms | Mortgages | Insurance | Inventory | Magazine | Landlords Bible | Directory | Forum | Training | News / Blog |

Wednesday, November 17, 2010

BTL mortgages - most popular

Most popular buy-to-let mortgages
Interest RateOverall Cost for ComparisonMax LTVProduct DetailCompletion FeeEarly Repayment Charges
3.64% Tracker5.2% APR60%Variable tracker rate of BBR + 3.14% until 31/12/2012 then reverting to the lender's standard variable rate (SVR) which is currently 4.99% for the remainder of the term. This product is available up to 60% LTV and the rental calculation is 125% at 4.99% (SVR). An application fee will apply.2.5%4% of original balance being repaid until 31/12/2012
3.75% Tracker4.7% APR60%Variable tracker rate of BBR + 3.25% for 2 years then reverting to a variable of BBR + 4.24% to give a current rate of 4.74% for the remainder of the term. The product is available up to 60% LTV and the rental calculation is 125% at the payrate. An application fee will apply.1.5%3% of amount being repaid for 2 years
3.88% Tracker4.1% APR75%Variable tracker rate of BBR + 3.38% for the lifetime of the loan. This product is available up to 75% LTV and there is a rental calculation of 100% at a notional rate of 8.5%. An application fee will apply. Available on a repayment basis only and for loans up to £150,000. The completion fee is payable at offer stage.£16951% of original balance being repaid for 1 year
4.8% Fixed5.2% APR75%Fixed rate of 4.80% until 01/02/2013 then reverting to a variable of BBR + 4.24% to give a current rate of 4.74% for the remainder of the term. The product is available up to 75% LTV and the rental calculation is 125% at the payrate. An application fee will apply.2%3% of amount being repaid until 01/02/2013
4.8% Tracker5.5% APR75%Variable tracker rate of LIBOR + 4.00% for 2 years then reverting to the lender's standard variable rate of 4.60% + 0.25% = 4.85% to the end of year 5, then for the remainder of the term, the lender's standard variable rate of 4.60% + 0.75% = 5.35%. The product is available up to 75% LTV and the rental calculation is 130% at 7%. Please note that the completion fee will increase by 0.25% on applications for HMOs, freehold houses split into flats and limited companies. An application fee will apply.2.25%3% of amount being repaid for 2 years
4.99% Fixed4.7% APR70%Limited company product. Fixed rate of 4.99% until 31/12/2012 then reverting to a variable rate of BBR + 3.49% to give a current rate of 3.99% for the remainder of the term. This product is available up to 70% LTV and there is a rental calculation of 125% at the payrate. An application fee will apply.3.5% (min £595)5% of amount being repaid until 31/12/2012
4.99% Fixed5.5% APR80%Fixed rate of 4.99% until 31/12/2011 then reverting to the lender's standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 80% LTV and there is a rental calculation of 125% at payrate. An application fee will apply.3% (min £595)5% of amount being repaid until 31/12/2011
5.19% Fixed5.3% APR70%Fixed rate of 5.19% until 31/01/2013 then reverting to a variable rate of BBR + 4.50% to give a current rate of 5.00% for the remainder of the term. This product is available up to 70% LTV and the rental calculation is 125% at a notional rate of BBR + 4.50%. An application fee will apply.£19953% of the amount being repaid until 31/01/2012, then 2% of the amount being repaid until 31/01/2013
5.29% Fixed3.7% APR60%Fixed rate of 5.29% until 02/03/2013 then reverting to a variable rate of 2.49% over BBR to give a current rate of 2.99% for the remainder of the term. This product is available up to 60% LTV and there is a rental calculation of 125% at payrate. An application fee will apply.1.5% (min £1500)6 months interest at the Buy to Let Standard Variable Rate or fixed rate whichever is higher until 02/03/13
5.49% Fixed5.7% APR80%Fixed rate of 5.49% until 31/12/2013 then reverting to the lender's standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 80% LTV and there is a rental calculation of 125% at the pay rate. An application fee will apply.3% (min £595)5% of amount being repaid until 31/12/2013

IMPORTANT! Due to current market conditions, lenders are withdrawing and replacing products with little or no notice.
Please check our website regularly to see the most up-to-date products available.

Please visit www.propertyhawk.co.uk and click on Mortgages to search the full product range and find a buy-to-let mortgage to suit your specific personal circumstances.

Email: info@propertyhawkbtlmortgages.co.uk

Tel: 029 2069 5446

Your home may be repossessed if you do not keep up repayments on your mortgages. The Financial Services Authority does not regulate some forms of mortgage.

Bookmark and Share

No comments: