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Wednesday, December 03, 2008

Buy-to-let mortgage with SVR below 5%

The Derbyshire Building Society announced today that it is reducing its standard variable rate on it's buy-to-let mortgage reduced to 4.69%, the only buy-to-let mortgage currently available below 5%


Derbyshire BS
Buy-to-let STANDARD VARIABLE RATE reduced to 4.69%, w.e.f. 1.12.08....more
02 Dec 2008

There are a range of buy-to-let mortgage available that have rates below 6%:


NORTHERN BANK (NI)
Full status
Variable
Term
Rate : 5.25%
0.00%
LTV First time buyer 80.00%
LTV 2nd time buyer 80.00%
LTV remortgage 80.00%
No Higher Lending Charge (HLC).
Arrangement £799,
Deeds Fee £125.00
Product Details
NORTHERN BANK (NI)
Full status
Variable
Term
5.65%
0.00%
80.00%
80.00%
80.00%
No Higher Lending Charge (HLC).
Arrangement £799,
Deeds Fee £125.00
Product Details
ECOLOGY BS
Full status
Variable
Term
5.70%
0.00%
80.00%
80.00%
0.00%
No Higher Lending Charge (HLC).
Arrangement £350,
1st 4 yrs: 3 Months Mortgage Interest...more
Product Details
PROGRESSIVE BS
Full status
Variable
Term
5.75%
0.00%
0.00%
60.00%
60.00%
No Higher Lending Charge (HLC).
Arrangement 1.50% Advance,
1st 3 yrs: 5% Sum Repaid...more
Product Details
NATIONAL COUNTIES BS
Full status
Variable
Term
5.79%
0.00%
70.00%
70.00%
70.00%
No Higher Lending Charge (HLC).
Arrangement £1995,
Deeds Fee £45.00 Fixed...more
Product Details
NATIONAL COUNTIES BS
Self-Certification
Variable
Term
5.79%
0.00%
70.00%
70.00%
70.00%
No Higher Lending Charge (HLC).
Arrangement £1995,
Deeds Fee £45.00 Fixed...more
Product Details
CHELTENHAM & GLOUCESTER
Full status, Expatriates
Variable
31/01/2012
5.89%
5.00%
0.00%
60.00%
60.00%
Free valuation fees Max £1M of Mortgage Advance Remortgages,EXPREM. No Higher Lending Charge (HLC).
Booking £99, ;Arrangement 2.50% Advance,
to 31/1/12: 3/2/2% Sum Repaid
Product Details
CHELTENHAM & GLOUCESTER
Full status, Expatriates
Variable
31/01/2012
5.89%
5.00%
60.00%
0.00%
0.00%
Free valuation fees Max £1M of Mortgage Advance Remortgages,EXPREM. No Higher Lending Charge (HLC).
Booking £99, ;Arrangement 2.50% Advance,
to 31/1/12: 3/2/2% Sum Repaid
Product Details
LLOYDS TSB SCOTLAND
Full status, Expatriates
Variable
31/01/2012
5.89%
5.00%
60.00%
60.00%
60.00%
£300 towards costsRemortgages,EXPREM or free legal feesRemortgages,EXPREM. No Higher Lending Charge (HLC).
Booking £99, ;Arrangement 2.50% Advance,
to 31/1/12: 3/2/2% Sum Repaid
Product Details
LLOYDS TSB SCOTLAND
Full status, Expatriates
Variable
31/01/2012
5.89%
5.00%
60.00%
60.00%
60.00%
£300 towards costsRemortgages,EXPREM or free legal feesRemortgages,EXPREM. No Higher Lending Charge (HLC).
Booking £99, ;Arrangement 2.50% Advance,
to 31/1/12: 3/2/2% Sum Repaid
Product Details
FURNESS BS
Full status
Variable
Term
5.94%
0.00%
60.00%
60.00%
60.00%
No Higher Lending Charge (HLC).
Arrangement £995,
Deeds Fee £40.00 Fixed...more
Product Details
LEEK UNITED BS
Full status
Variable
Term
5.99%
0.00%
75.00%
75.00%
75.00%
No Higher Lending Charge (HLC).
Arrangement £995,
Sealing Fee £125.00
Product Details
DUNFERMLINE BS
Full status
Variable
Term
5.99%
0.00%
80.00%
80.00%
80.00%
No Higher Lending Charge (HLC).
Arrangement £1499,
1st yr: 1% Outstanding Balance...more
Product Details
SCOTTISH BS
Full status, Expatriates
Variable
Term
5.99%
0.00%
0.00%
0.00%
75.00%
£150 rebateRemortgages,EXPREM or free legal feesRemortgages,EXPREM. No Higher Lending Charge (HLC).
Arrangement £699,
1st 3 yrs: 3/2/1% Mortgage Advance...more
Product Details
SCOTTISH BS
Full status, Expatriates
Variable
Term
5.99%
0.00%
0.00%
75.00%
0.00%
£150 rebateRemortgages,EXPREM or free legal feesRemortgages,EXPREM. No Higher Lending Charge (HLC).
Arrangement £699,
1st 3 yrs: 3/2/1% Mortgage Advance...more
Product Details
BIRMINGHAM MIDSHIRES SOLUTIONS
Full status
Variable
3 years
5.99%
6.00%
65.00%
65.00%
65.00%
No Higher Lending Charge (HLC).
Arrangement 2.50% Advance,
1st 3 yrs: 2% Sum Repaid...more
Product Details
BIRMINGHAM MIDSHIRES SOLUTIONS
Expatriates
Variable
3 years
5.99%
6.00%
65.00%
65.00%
65.00%
No Higher Lending Charge (HLC).
Arrangement 2.50% Advance,
1st 3 yrs: 2% Sum Repaid...more
Product Details

1 comment:

Anonymous said...

Just goes to show how many options there are out there, not to mention all the broker exclusives out there.

With all these options it shows how beneficial a good independent Mortgage broker can be.